SR22 and Cheap Car Insurance for Preferred and High Risk Drivers
For SR22 Insurance and Cheap Car Insurance Rates call 1-800-774-0520
Serenity Insurance offers a wide variety of services with coverage across 47 states. Here are a few highlights:
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Whether you are a preferred driver looking for cheap car insurance rates or a high risk driver required to file Form SR-22, Serenity can help.
We want to quote your car insurance and help with your SR22 insurance reporting requirements. Let us prove that we can beat the rates and service of the national insurance carriers.
If your state requires that you have an SR-22 insurance form filed in addition to your car insurance and you are looking for information about SR22, you're in the right place. We invite you to explore our website and learn about SR22. Serenity specializes in SR-22 filing and has been providing high risk SR22 car insurance to their customers since incorporating in 1994.
Filing form SR-22 can be confusing and varies for each state. Serenity's licensed insurance agents have comprehensive knowledge of SR22 insurance requirements for each state within our 47 state insurance coverage area.
Serenity helps people get back on their feet by providing affordable, low cost, competitive insurance rates, serves as a resource for answers related to SR22 insurance and works with treatment centers in your area. Serenity is committed to treating all people with dignity and respect while maintaining complete confidentiality.
Do you need affordable car insurance right now? Put us to the test! In most cases, we can write an insurance policy in 7 minutes. We work with a large number of A-rated insurance companies to get the most competitive auto insurance rates for our customers.
Other auto insurance companies are often reluctant to serve DUI, DWI and High Risk drivers requiring SR22 insurance. Filing SR-22 forms has always been a large part of our business. We operate in a confidential manner to preserve the dignity and privacy of our clients. Check out our service area and full range of insurance services.
Serenity can provide cheap car insurance quotes for both preferred and high risk drivers because of the experience we have gained since 1994 in serving high risk DUI and DWI insurance clients needing SR-22.
Serenity can provide low cost, affordable car insurance quotes for both preferred drivers and high risk drivers because of the experience we have gained by serving high risk DUI and DWI insurance clients needing SR22 car insurance for the past 14 years in 47 states.
Serenity's SR22 Insurance Service Area covers most of the United States. Find your state now!
Get information about potential restrictions and penalties regarding DUI DWI OWI DWAI in your state.
Take a moment to answer a few questions and receive a preliminary price quote to meet your SR22, DUI or DWI insurance requirments.
SR-22 is not insurance, per se. Based on your driving history, an SR-22 form is additional documentation required to be filed with the state in addition to car insurance that proves you have a specific type of insurance based on your state's high risk drivers minimum liability limits and other insurance requirements.
You were probably cited for driving without insurance, had a DUI, DWI, multiple moving violations, an at-fault accident while driving without insurance or had your driver’s license suspended or revoked for another reason. This type of driver is considered high risk and most states require SR-22 insurance filing in addition to car insurance reporting.
SR-22 is Financial Responsibility Insurance for high risk drivers. Getting an SR-22 filed with your state's department of motor vehicles provides proof of financial responsibility and will serve to lift your license suspension. The length of time required for carrying SR22 is generally three years. You are also required to maintain car insurance whether or not you own a car. If you do not own a car, you would need a non-owner's car insurance policy.
If you fail to maintain continuous car insurance coverage and allow your insurance to lapse for any reason during the SR-22 reporting period, the consequence to you is serious. Since your insurance company is required by law to provide notification to your state, at minimum, you will lose driving privileges again and your driver's license will be immediately suspended or revoked.
Each state is unique and has their own requirements for filing SR-22 forms. In most states, you must continue to maintain SR22s in the state that the original SR-22 requirement was issued, even if you move out of state. In addition, insurance in your new state must meet the minimum liability limits in your former state, even if your new state's minimum is lower.
Once you have satisfied your state's SR-22 reporting requirements, your SR22 status expires. Serenity will take care of filing the SR-22 cancellation notice using form SR-26 or alternate cancellation form required for your specific state. At expiration, you can then obtain car insurance without filing another SR-22 form.
For more information about SR22, you may also have interest in reading up on DUI Penalties by State or the DUI Survival Guide.
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