Archive for January, 2009

Child Booster Seats Fail to Improve Safety Belt Fit for Children

Monday, January 26th, 2009

Many Booster Seats Aren’t Up To the Job of Improving  Safety Belt Fit for Children

ARLINGTON, VA – Booster seats are meant to do one thing – elevate children so that safety belts designed for adults are in the right position to restrain kids during a crash. Thirteen of the 41 belt-positioning booster seats the Insurance Institute for Highway Safety evaluated with the University of Michigan Transportation Research Institute did such a poor job of improving the fit of lap and shoulder belts for children that the Institute doesn’t recommend them at all. Ten models are best bets and 5 are good bets. These evaluations are the first to tell consumers how well boosters sold by US retailers improve belt fit for children in cars, minivans, and SUVs. The Institute plans to continue these assessments.

“We evaluated the safety belt fit boosters provide, not crash protection,” says Institute president Adrian Lund. “This is because unlike child restraints, boosters don’t restrain children in crashes. They simply position children so lap and shoulder belts are in the right place to restrain them.” Good boosters route belts across a child’s bony parts, not soft parts like the abdomen, which is more vulnerable to injury. “We’d expect the 10 best bets to improve belt fit for children in almost any car, minivan, or SUV,” Lund says. “Likewise, it’s clear that kids in the 13 boosters we don’t recommend aren’t getting the full benefit of improved lap belt fit. These boosters may increase restraint use by making children more comfortable, but they don’t position belts for optimal protection.”

Researchers at the University of Michigan Transportation Research Institute assessed 2 types of boosters, backless and highback, under conditions representing a range of 2001-06 model vehicles. Some highbacks convert to backless, and some boosters, called combination seats, can be used as child restraints. Highback and backless

Not Recommended

Safety Angel Ride Ryte backless
Cosco/Dorel (Eddie Bauer) Summit
Graco CarGo Zephyr
Evenflo Big Kid Confidence
Cosco/Dorel Traveler
Compass B505
Compass B510
Evenflo Generations
Dorel/Safety 1st (Eddie Bauer) Prospect
Cosco Highback Booster
Cosco/Dorel Alpha Omega
Evenflo Chase Comfort Touch
Safety 1st/Dorel Intera

Note: Unless the booster name indicates that it is a backless seat, all boosters are highbacks. Go to iihs.org for the full list of model numbers and manufacture dates.

Best Bets

Graco TurboBooster backless with clip
Fisher-Price Safe Voyage backless with clip
Combi Kobuk backless with clip
Fisher-Price Safe Voyage
Britax Parkway
LaRoche Bros. Teddy Bear
Safeguard Go backless with clip
Volvo booster cushion
Recaro Young Style
Britax Monarch
Good Bets
Graco TurboBooster
Safety Angel Ride Ryte
Recaro Young Sport
Combi Kobuk
Safety 1st/Dorel Apex 65

BOOSTER SEAT EVALUATIONS

modes were evaluated separately because each mode affects how belts fit. More importance was assigned to lap belt fit. All of the best-bet boosters locate this belt on children’s upper thighs. The main problem for the boosters that aren’t recommended is they leave the lap belt partially or fully on the abdomen. Fit is important because a correctly positioned lap belt loads pelvic bones during a crash, not the abdomen. A good booster also positions the shoulder belt at midshoulder, keeping the webbing away from the neck so it won’t chafe and reducing the likelihood that kids will endanger themselves by putting the belt behind their back or under an arm.

“Our data show it’s possible to design a booster with good lap and shoulder belt fit,” says Matt Reed, the study’s lead author and research associate professor at the University of Michigan Transportation Research Institute. “Boosters that can’t do that should be redesigned.”

Not-recommended boosters: Boosters the Institute doesn’t recommend are the highback Compass B505, Compass B510, Cosco/Dorel Traveler, and Evenflo Big Kid Confidence; backless Safety Angel Ride Ryte; combination Cosco/Dorel Alpha Omega, Cosco/Dorel (Eddie Bauer) Summit, Cosco Highback Booster, Dorel/Safety 1st (Eddie Bauer) Prospect, Evenflo Chase Comfort Touch, Evenflo Generations, Graco CarGo Zephyr, and Safety 1st/Dorel Intera. At least 2 of these models have been discontinued, hopefully replaced by better designs. Booster makers sometimes reuse names and even model numbers for new seats, so manufacture dates and model numbers are important. The full list of boosters evaluated is at iihs.org.

Best bets and good bets: The 10 best-bet boosters are the most likely to position not only lap belts but also shoulder portions correctly on many children in many vehicles. Best bets include 3 backless seats: Combi Kobuk, Fisher-Price Safe Voyage, and Graco TurboBooster. These may require plastic clips to correctly position shoulder belts. Six highbacks are best bets: Britax Monarch, Britax Parkway, Fisher-Price Safe Voyage, LaRoche Bros. Teddy Bear, Recaro Young Style, and Volvo booster cushion. Another best bet is the combination seat Safeguard Go when it’s used as a backless booster. Combination seats convert to boosters by removing their built-in harnesses. At least 5 of the best-bet boosters have been discontinued but still are sold. The 5 good bets provide acceptable belt fit in almost as many vehicle belt configurations. They are highbacks Combi Kobuk, Graco TurboBooster, and Safety Angel Ride Ryte, and combinations Recaro Young Sport and Safety 1st/Dorel Apex 65, when used as highbacks.

“Boosters that provide better belt fit aren’t necessarily the priciest,” notes Anne McCartt, Institute senior vice president for research. “Parents don’t have to spend a lot of money for a best bet or good bet booster.” The highback Graco Turbo- Booster, for example, converts to a backless booster and retails for about $50. The backless-only version sells for about $20. Child safety seat laws in 43 states and the District of Columbia include booster seat provisions, but until now there has been little information on how to pick one that provides proper belt fit. The government’s dynamic tests of boosters don’t measure belt fit. Congress in 2002 told the National Highway Traffic Safety Administration to evaluate a belt fit test, but the agency decided to forgo testing. Instead, it only rates boosters by how easy they are to use. Manufacturers crash test boosters, but these simulated tests don’t tell parents how boosters will fit kids in their vehicles.

How they’re evaluated: The comparative ratings of boosters begin with lap belt fit. Researchers positioned a Hybrid III dummy representing a 6 year-old, the average size of a booster-age child, in a booster in a second-row seat taken from a car. They assessed lap/shoulder belt fit under 7 conditions spanning a range of belt positions measured in 31 vehicle rear seats. Backless boosters generally provide better lap belt fit. Only 1 of the 15 backless boosters evaluated, the Graco Turbo- Booster used with a belt positioning clip, provides optimal fit for both the lap and shoulder belts across all the belt configurations. On other backless boosters, the belt often falls too close to the neck or too far off the shoulder. McCartt says parents with kids in backless boosters should use the clips if they’re needed to correctly position shoulder belts on their children. Because of built-in guides, highbacks generally do a better job of positioning shoulder belts across all vehicle configurations. However, 12 of the 26 evaluated fail to correctly position lap belts. Good boosters have belt-routing features that hold lap belts down and forward.

Combination seats and 3-in-1s: Six of the 12 highbacks in the not-recommended group are combination seats that can be used as forward-facing child restraints with 5-point harnesses, and 2 highbacks, the Cosco/Dorel Alpha Omega and the Safety 1st/Dorel Intera, are 3-in-1 seats that can be used rear-facing for infants. The Intera also converts to a backless booster. The Safeguard Go, which converts to a backless booster but not a highback, is the only combination seat that’s a best bet.

“Combination and 3-in-1 seats are marketed as the last child seat parents need to buy,” Lund says, “but most of these seats aren’t the best choice as boosters. Parents need to be careful. These seats should be fine when their harnesses restrain younger children, but many of these designs compromise the ability to provide children with good belt fit as booster seats.” Child, booster, vehicle affect belt fit: The evaluations reflect the fit of lap/shoulder belts for an average size 6 year-old in many belt configurations. Some boosters might fit bigger or smaller children better in vehicles with other belt setups. Unlike dummies, kids fidget and slouch in their seats, so the real-world fit boosters provide varies. “No matter how a booster did in our evaluations, parents still need to see how it fits their child in their car,” Lund advises. He urges them “not to rush to buy a new booster if theirs isn’t among the top seats. Check how it fits and remember, it’s better for children to ride restrained in any booster than to let them ride unbuckled.” Boosters are belt positioners, not restraints: When children outgrow child restraints, parents may wonder if boosters are necessary. They are, because safety belts are designed to fit adults and usually don’t fit most kids properly until they’re 4 feet 9 inches tall. About 350 children ages 4-7 die in crashes each year in the United States. An additional 50,000 are injured. Because half of the fatally injured children in this age group ride unrestrained, the first step is to get them belted. Boosters help by improving the fit, effectiveness, and comfort of adult belts.

There’s convincing evidence that boosters, used with lap/shoulder belts, offer the safest way for kids to ride in cars once they outgrow child restraints, usually at age 4. Using boosters lowers injury risk by 59 percent compared with belts alone, a 2003 study by the Center for Injury Research and Prevention at the Children’s Hospital of Philadelphia found. A 2006 study by the same authors found that boosters reduce fatality risk among booster-age children by about 28 percent compared with belts alone.

Source: News release on booster seats and safety belt fit
For more information go to www.iihs.org

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New Options for Cheap Insurance

Monday, January 26th, 2009

New Options for Cheap Insurance

Cheap Car Insurance Leader Serenity Insurance Group Adds Homeowner’s Insurance, Renter’s Insurance, Umbrella Insurance Policies, ATV Insurance and RV Insurance in 42 States.

Phoenix Arizona, January 21, 2009  Serenity Insurance Group  announced today that they have been appointed with Safeco Insurance to provide Homeowner’s Insurance, Renter’s Insurance, Umbrella Policies, ATV Insurance and RV Insurance in 42 States. Serenity Group has the ability to provide car insurance coverage in 47 states from several different companies and they currently provide auto insurance quotes for high risk requiring a Form SR22 and for preferred drivers requiring cheap car insurance and motorcycle insurance.

Serenity’s agents are bilingual and Serenity has a large customer service staff to assist customers . Serenity has provided insurance for tens of thousands of customers throughout the Unites States. Cheap car insurance has become one of Serenity’s specialties and their agents are becoming known throughout the industry as the experts in finding the companies who can provide the least expensive rates.

Innovation is also one of Serenity’s attributes. Serenity can quote and complete a purchase for auto insurance in less than 7 minutes. All transactions can be completed via the internet, with the help of agents to secure the least expensive and best insurance scenario for the customer. For over fifteen years Serenity Insurance has provided cheap auto insurance, SR-22 insurance and high risk auto insurance in 47 states.

Rather than going from company to company and getting a quote from each of them, Serenity’s experienced agents rate customers with all of the companies they represent to find the best rate and situation for that person. Serenity has extensive experience finding cheap car insurance rates for all customers and SR22 insurance is not their only business. Serenity can offer complete insurance packages for the homeowner, renter, motorcycle or ATV rider, Recreational vehicle owner,or an umbrella policy.

Serenity’s Online Quote request form can be found here:

To contact an insurance agent, call 1-800-546-5470

About Serenity Insurance Group

Serenity Insurance began as a unique insurance agency primarily focused on serving the specialized insurance needs for drivers with alcohol related offenses. Mr. Thomas A. Black, the founder and CEO of Serenity Insurance has over 30 years experience in the insurance business. Mr. Black believes that when people make a serious mistake and get an alcohol related offense they need an insurance agency that understands what is involved from society’s point of view as well as from the offenders point of view. Serenity Insurance helps people get back on their feet by acting as a resource for answers related to SR-22 insurance and providing affordable insurance. Serenity now serves 47 states and is committed to treating all people with dignity and respect while maintaining complete confidentiality.

Serenity works very closely with Alcohol Treatment Centers supporting their efforts to get offenders back on their feet as contributing members of society as quickly as possible. Serenity stands firmly committed to providing caring confidential service combined with affordable insurance for people requiring an SR22 filing.

Contact:
Serenity Insurance
1-800-546-5470

Source: Cheap Car Insurance Leader Adds Insurance Policy Options in 42 States

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Bars Linked To DUI Busts

Sunday, January 25th, 2009

List shows bars linked to DWI busts

APD reveal where the drunk drivers were partying

AUSTIN (KXAN) – A new list shows which Austin bars are connected with the most DWI arrests in 2008.

Most of the bars are in downtown, with a large number coming from the Warehouse District and Sixth Street.

The ranking is based on where suspects tell officers they had their last drink of the night.

Here are the bars and the arrest numbers linked to them.

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Three new red-light cameras activated in San Diego

Sunday, January 25th, 2009

I thought this story was kind of funny because in San Diego, Red Light cameras must be a relatively new item and somewhat rare. In Phoenix Arizona, it seems as if there is a red light camera or a photo radar installation or a photo radar van every time you turn around.

Three new red-light cameras activated in San Diego

4:30 p.m. January 16, 2009

— Drivers, beware. Three new red light photo cameras have been installed at intersections in San Diego and were activated Friday.

Motorists who speed past red lights at these intersections will receive a warning from authorities – but only for a month.

Citations, which carry a minimum $436 fine, will be issued to drivers captured by the red light cameras next month once the grace period is over, police said.

The new intersections are at Camino del Rio North at Qualcomm Way; Cleveland Avenue at Washington Street and Clairemont Mesa Boulevard at Convoy Street.

Read More

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Bill from Idaho – SR22 Insurance Policy

Sunday, January 25th, 2009
Bill from Idaho had an SR22 policy through Serenity with Company A with a six-month premium of $647.00.  Bill moved to Burbank, CA and the premium went up to $1,373.00.  Serenity checked with some of the other companies that it represents and found that Company B would provide the same coverage for $524.00 for six months.  Bill was thrilled when Serenity called him to advise him to make the change.
Read this article about Serenity Group and Cheap Car Insurance and please visit Serenity Insurance on Myspace and follow on Serenity Insurance on Twitter.

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Stephanie from Idaho

Wednesday, January 14th, 2009
Stephanie from Idaho said, “I want to thank your company for having an employee like Lisa who helped me today with my SR22 insurance.  It was a nerve-racking call for me and I was experiencing a very bad day, but Lisa put me totally at ease, treated me with the utmost respect and handled the transaction in a very professional manner. Please pass along my appreciation because customer service like that is rare these days.”

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Amber in Long Beach

Thursday, January 8th, 2009

Amber in Long Beach said,  “Will, You’ve been really great and helpful this entire year. I appreciate the patience and effort. Thanks for everything! Take care of yourself and you know I’ll be calling if i have anymore questions.”
sincerely, Amber

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William in San Jose

Thursday, January 8th, 2009

William in San Jose said, “Amparo, Thank you for your personal attention to my policy.  Personal Customer Care is rare these days!  Kudos to you!  I hope your firm recognizes that quality in you.”

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Jim from Palm Springs

Tuesday, January 6th, 2009

Jim from Palm Springs said, “Happy New Year!   Teresa, you did such a wonderful job for me, I gave your name and number to a couple of colleagues of mine. I hope that they decide to call you for a quote. Again, I thank you for your help and truly wish you a happy new year.”

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Brandon from California

Tuesday, January 6th, 2009

Brandon from California said, ” I just want to express my appreciation for the great customer service that Paul Skindlov gave me in helping me with my insurance policy.  I expected this SR22 process to be very stressful and he really put me at ease and handled everything in a professional manner and really put my mind to rest.”

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