Archive for December, 2009

Frank from California

Wednesday, December 16th, 2009

Alex,

Thank you for all your assistance with this. I got the confirmations today and wanted to send you a quick email with my gratitude for your help.

Frank

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Winter from California

Wednesday, December 16th, 2009

Winter from California said, “Judy, Thank you so much for your help. You are an exceptional customer service person.”

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The road to regulation in Michigan

Monday, December 14th, 2009

State governments may have a responsibility to protect lower-income groups during tough economic times, but it appears that Michigan regulators may be able to do more to balance auto insurance rates than a complete reform package.

This article addresses the road to regulation in Michigan and brings out valuable points to ponder.  It reads in part:

“The government should empower regulatory agencies that can force insurance companies to offer fair rates, rather than pass a bill completely revising, perhaps unwisely, the way rates are calculated.”

“Looking at a driver’s level of education, profession and income aren’t necessarily fair ways of determining an individual’s likelihood of being involved in an accident.”

“But while low-income drivers can’t afford to pay more than everyone else, insurance companies shouldn’t necessarily be barred from making determinations about whether drivers will be able to pay if they are involved in an accident.”

“Instead, legislators should expand the ability of regulatory agencies to make those determinations. Regulators should be given a strong mandate to make sure that insurance premiums are being calculated fairly and that low-income drivers aren’t getting the short end of the stick. Such a mandate would be able to protect the less fortunate while making sure that insurance companies don’t pass the costs on to middle-class families.” [ Read More ]

Serenity Insurance provides SR22 insurance in 47 states, including the state of Michigan.  Let us prove that we can beat the rates and service of the national insurance carriers. Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us toll free at 1-800-774-0520 or fill out a car insurance quote request today.

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Debates Continue on Making Auto Insurance Mandatory

Friday, December 11th, 2009

Congress continues debate on how to make auto insurance mandatory. The bills being talked about by legislators are causing much reaction from consumers and concerned parties from the insurance industry.

This article on how to make auto insurance mandatory caught our eye.  In reads in part:

“Reports say that as the health legislation continues, an outpour of overwhelming reaction is building online. Blogs, websites, and other information outlets are starting to be filled up with articles having the notion that the US government is going force the public to purchase a commercial product even if they don’t have enough to pay for it or don’t want to buy. Those who are against the health care legislation advancement also argue that coercing the public to purchase one commercial product can lead to forcing people to buy more products in the future.” [ Read More ]

In these tough economic times, many people may be tempted to reduce the amount of auto insurance coverage they have or drop their auto insurance altogether in order to save money. 

Serenity Insurance provides affordable choices for their customers. Whether you need an SR22 or preferred auto insurance rate quote, our goal is to provide the most competitive car insurance rates for our customers. Serenity wants to quote your insurance needs and prove that we can beat the rates and service of the national insurance carriers. 

Call us toll free at 1-800-774-0520 or fill out a car insurance quote request today.

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Insurance Mandates are not Identical

Thursday, December 10th, 2009

The debate continues about benefits and costs of health insurance. Pundits and consumers alike agree that the comparison of the health insurance mandate to mandatory car insurance is not relevent.  People have choices when it comes to car insurance.  If they don’t want to pay for it, they don’t have to drive.  The health insurance mandate, however, does not offer such choices. 

We found an interesting editorial comparing auto insurance mandates and health insurance mandates that caught our eye:

“Although there are legitimate concerns about the rate of compliance with a proposed health insurance mandate, comparing it to the experience with auto insurance is flawed reasoning.”

“First, compulsory auto insurance is a state-by-state mandate, and the rates of compliance vary depending on how seriously a state takes the issue. In Mississippi, for instance, it took forever for the Legislature to adopt a mandatory insurance law in the first place, and the enforcement mechanism is still not as strong as it could be.”

“The federal government, which would police mandatory health insurance, has an advantage over states when it comes to enforcement. It can set one national policy, rather than deal with regulations that vary state by state. It also has a huge club — the Internal Revenue Service — to dangle over the heads of the public and to assist in catching the scofflaws.”

“Furthermore, unlike auto insurance, which makes no allowances for the income levels of the purchaser, the main health-care reform plans being considered by Congress take into account income differences. They call for providing subsidies to people who truly can’t afford the full cost of coverage.”  [ Read More ]

Serenity Insurance offers affordable car insurance.  Let us prove that we can beat the rates and service of the national insurance carriers, regardless of your income. We offer coverage in 47 states. Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us toll free at 1-800-774-0520 or fill out a car insurance quote request today.

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Ohio Auto Insurance Rates Decline for Third Year

Monday, December 7th, 2009

Business Journal reports that Ohio has 11th lowest auto insurance rates

Car insurance rates throughout Ohio are declining, giving the state the 11th lowest auto insurance rates in the nation, according to a new study.

For the third consecutive year, state auto insurance rates have declined, according to the 2006/2007 Auto Insurance Database Report announced Wednesday by the National Association of Insurance Commissioners.

In 2007, the most recent data available, Ohio’s ranking as 11th lowest for auto insurance rates in the nation was an improvement from its ranking of 13th lowest in 2006.

[ Read More ]

Serenity Group Insurance provides cheap car insurance in 47 states, including the state of Ohio.

Whether you are a preferred driver looking for cheap auto insurance or a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Serenity wants to quote your insurance needs and prove that we can beat the rates and service of the national insurance carriers.

For Cheap Insurance or SR22 Insurance call (800) 774-0520

Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us now toll free at 1-800-774-0520 or fill out a car insurance quote request.




Cindy from Colorado

Tuesday, December 1st, 2009

“Curtis ~

Thank you so much for helping me. So far I have four people that will contact you to see if they can get their rates lower through your company. Two being my children, one friend and sister. I hope they contact you…

Happy Thanksgiving – may it be pleasant and safe!

Cindy”

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“R” from Arizona

Tuesday, December 1st, 2009

“Hi Curtis,

I was able to e-sign/print the policy docs, print out my temporary cards & log on with no problems at all. I still can’t believe I am officially insured – this almost feels too good to be true. I am so glad I called you first! Thank you again for finding a very affordable policy for me and for your courtesy and professionalism.

Many thanks,

“R”

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Eden from California

Tuesday, December 1st, 2009

“I love Serenity and have been with you all for a very long time. This is due to the fact you all have always been there for me and make my insurance needs easier and cheaper. “

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