AUTO INSURANCE BASICS
AUTO INSURANCE BASICS
By Tom Black - Serenity Insurance Group
LIABILITY Insurance Coverage - Pays for injuries caused to others or their property. This money goes to others
Collision Insurance Coverage - Pays for the repair of your car if involved in a collision. This is optional coverage, and has its own premium for it.
COMPREHENSIVE Insurance Coverage - Pays for damages to your car caused by fire, theft, vandalism, windstorm, flood, and glass breakage. This also is optional coverage, and an additional premium will be charged for it.
UNINSURED MOTORIST Insurance Coverage - Pays if a negligent uninsured (or under insured) driver injures you or others in your car. This also is optional coverage and carries a slight premium.
Whether you are a preferred driver looking for cheap car insurance or are a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Do you need affordable car insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.








