Soo happy and relieved! Give her a raise- good costumer service is hard to come by!!

Thanks so much!!

Ashley

South Carolina

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Ashley was getting her first car insurance policy and also required an SR22 to be filed for her. She had not had good experiences elsewhere but Serenity Insurance took care of getting her a policy and filing the SR22 for her.

Have you had a DUI or other driving offense that required SR22 and/or are you getting car insurance for the first time?  Serenity Insurance can help – we offer car insurance in 47 states.  Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Technorati Tags: car insurance, SR-22, SR22

I want to really thank you so much for your support yesterday. You are an excellent customer service person!! The best I have had in a long, long while.

I appreciate your patience! Thanks again and I am so happy I called you and will tell anyone I know to give you folks a try. I may even move my husband from State Farm to a company that you folks contract with since I HATE STATE FARM!!!!

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Lorrie needed auto insurance for CA because her license had been suspended.  She’d run into issues with other companies and was very pleased to have found Serenity. She was now eligible to get her license again and obtained the necessary policy. This satisfied her DUI and SR22 car insurance requirements for the state of Caliornia.

Have you had a DUI or other driving offense that required SR22 and/or non-owner car insurance?  Serenity Insurance can help – we offer car insurance in 47 states.  Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Technorati Tags: car insurance, DUI, SR-22, SR22

A recent survey indicates that more and more consumers are looking to the Internet when buying insurance.  Serenity Insurance has been offering cheap car insurance quotes online for many years.  It is Serenity’s goal to not only provide state of the art resources to meet consumers’ needs, but to also serve as a source for insurance products and provide related resources.

“The survey — 2010 Insurance Customer Interactive Media Usage Survey conducted by AIS Media Inc. — queried the public on where they obtain information about insurance services and how receptive they are to interactive promotions for insurance.”   [ Read More ]

Furthermore, the insurance survey indicated that insurance company websites will be “pivotal not only for acquiring new customers, but retaining customers in the long term. For a growing number of consumers, the Web site is the first point of contact with an insurance company.”

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Whether you are a preferred driver looking for cheap auto insurance rates or a high risk driver required to carry Form SR22 insurance, Serenity wants to quote your insurance needs and prove that we can beat the rates and service of the national insurance carriers.  Call us today

Serenity offers car insurance in 47 states. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Related: Did Your Insurance Agent Do Their Job?

Technorati Tags: auto insurance, car insurance, Insurance

Purchasing insurance over the internet or via the telephone is very common today, especially if you need high risk insurance, SR22 or some other coverage that is not readily available at the local insurance agency. Insurance agencies that handle special types of insurance are usually not right around the corner. They are on the internet or you reach them via the telephone because they cannot have offices in every state, but choose to be readily available to every state through the internet.

Even when you purchase your car insurance policy over the internet or on the telephone, you’ll eventually have to sign the documents to show that you accept the terms of the policy underwriting and the terms of payment. In turn the agency has to agree to send your paperwork to the underwriting company for processing and issuance of the policy. How can you be sure that has been taken care of? Insurance companies are required to send you the official policy documents within 10 to 14 business days. If you have not received your documents, immediately inquire about them either with the agent who sold the policy to you or call the Underwriting Department of the company that you were written with. In the case of SR22 filings, you can call the DMV to see if the SR22 form has been filed. You can also get a copy of the Declaration Page of your insurance policy directly from the agency and it will show that the SR22 was filed.

How about payments? Have they been sent in by the agent as required? The best way to assure that your payments are going to the insurance company to pay for your monthly premium is to send or call the payment in to the insurance company directly. Do not send payments to the agent except for the initial down-payment. Once the down-payment has been used to activate your policy, all other payments should be sent directly to the insurance company. This will assure you that the money is being applied to your policy and not being misappropriated, or lost by the agent.

Most agencies are honest, hard-working and look out for your best interests. Ask questions about the agency when you are talking with them and get a feel for how long they’ve been in business, and how many customers they have. You can always ask for copies of current insurance documents, and your payment history in order to feel good about the agent you are working with.

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Serenity Insurance is an insurance broker and we write policies for several different companies. The companies that we write for are all A or A+ rated insurance companies and have been in business for over 50 years. We shop around for you in order to get you the best price for the coverage you want. Serenity has been in business as an insurance agency for over 17 years specializing in SR22 and low cost insurance. While the first payment is made with Serenity to get your policy activated, all subsequent payments go directly to the company who underwrites your policy so you are assured that your policy is in force as long as payments are made. Serenity can provide you with a copy of your SR-22 immediately, and with the all the insurance policy documents, including ID cards at the conclusion of the policy activation.

Have you had a DUI, DWI or other driving offense that required SR22 and/or non-owner car insurance? Serenity Insurance can help – we offer car insurance in 47 states. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Technorati Tags: car insurance, DUI, DWI, non-owner insurance, SR-22, SR22

Thanks again, Marshall

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Marshall needed help with the CA DMV because they required proof of his auto insurance. The agent was able to quickly obtain the required information and e-mail the auto insurance information to the DMV.

Have you had a driving offense that requires an SR22 to be filed with your auto insurance?  Serenity Insurance can help – we offer car insurance in 47 states.  Call us toll free today at 1+800-774-0520 or use our car insurance quote form on-line.

Technorati Tags: auto insurance, CA auto insurance, CA car insurance, CA DMV, CA SR22, DMV, SR22

An SR22 Form, SR22 Certificate or SR22 Filing is also commonly referred to as SR22 Insurance and can be required for a number of reasons, depending on state requirements. SR-22, SR22 and SR 22 are the same insurance terms, just different ways to spell it.

An SR22 Form filing is in essence an endorsement added to an auto insurance policy that notifies the insured’s motor vehicle department that you are in compliance with state minimum requirements for car insurance.  The SR22 form is a certification of future proof of financial responsibility. Failure to maintain proof of future financial responsibility for the required length of time may result in a loss of driving privileges and/or vehicle registration. You may obtain an SR22 from any insurance company that is licensed to conduct business in the state and has filed with the state to offer the SR-22.

SR-22 is usually required after a ticket for driving without insurance as required by state law. SR22 forms can also be required for a variety of other reasons and the most common other reasons for SR 22 insurance requirements are for the following offenses:

• DUI – driving under the influence (alcohol or drugs)
• DWI – driving while intoxicated
• Driving without insurance
• Driving with a suspended license
• Driving without a license
• Too many tickets
• Non-appearance in court for non-driving offense
• Being drunk while riding a bicycle
• Being intoxicated with the car keys in your pocket or walking to the car with keys in hand
• Unpaid child-support
• From over-the-counter meds with alcohol in them or other prescription drugs
• Driving a lawn tractor with beer in hand while keys were in the owner’s pickup with music on
• Driving without lights during darkness
• Revoked drivers license

Insurers are required by law to report on an SR22 insured’s policy that gets canceled, expires, lapses or is otherwise non-renewed for any reason. If you do not renew and inform your motor vehicle department of new insurance, your driver’s license can be suspended due to failure to comply with the SR-22 requirements which are known as state Financial Responsibility laws.

A judge can assign an SR22 form requirement for any reason he sees fit, and once your state’s motor vehicle department receives this information, they are the ones with the power to suspend or revoke your license.

You do not need to own a car to obtain SR22 insurance.  The type of policy needed would be non-owners SR22 insurance.

Should you find yourself faced with a DUI/DWI, please visit our DUI Survival Guide for helpful information.  In addition, our FAQ provides additional information about SR22.

Serenity Insurance provides SR22 insurance.  Other auto insurance companies are often reluctant to serve DUI and DWI offenders or High Risk clients. Filing SR22 insurance forms has always been a large part of our business. We operate in a confidential manner to preserve the dignity and privacy of our clients.

Call us toll free today to obtain SR22 insurance: 1-800-774-0520 or fill out a car insurance quote request.

Technorati Tags: auto insurance, car insurance, DUI, DWI, SR-22, SR-22 insurance, SR22, SR22 Insurance

In Texas, if you want to legally operate and register a vehicle you must be financially responsible for paying for injuries or damages that may occur as a result of an automobile accident that is your fault.  The way to do this is to purchase an automobile insurance policy that provides liability coverage at a minimum.  The motorist would then be in compliance with the state and avoid the fines and consequences that are associated with breaking the state’s laws.

Texas takes the financial responsibility law very serious and implements quite severe penalties for any violations.  There are several instances when proof of a valid policy will need to be furnished by a motorist, such as when asked for by a law enforcement officer, at the scene of an accident, at the time of vehicle registration, when getting a driver’s license or when having an automobile inspected.  Failure to provide proper proof of insurance can result in a fine between $175 and $350 for a first conviction, with subsequent convictions resulting in fines ranging between $350 and $1,000, plus suspension of driving privileges and the impoundment of the car.

Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive car insurance rates for our customers.  Serenity Insurance offers affordable, low cost, competitive rates on car insurance for Texas drivers. 

Call us toll free – 1-800-774-0520 to obtain a car insurance quote or complete our online Car Insurance Quote request form.

Technorati Tags: auto insurance, car insurance, liability insurance, Texas, Texas auto insurance, Texas car insurance

Lots of college students today have a car or are planning on buying one so they are able to commute to college or for other requirements. Before they are allowed to drive a car, they should buy car insurance because liability insurance is required by law in most states. However, car insurance for college students is not cheap and college students don’t have a big budget so it can be pretty tough.

With the internet technology that we have today, it is possible for college students to get very cheap car insurance by first getting a car insurance quote from several car insurance companies. Use a broker or independent insurance agency to get the insurance quotes because they can quote several different companies and you can compare the insurance rates in order to pick the cheaper car insurance.

Car insurance for college students can get substantially cheaper if one makes use of the following tips:

• Try to keep your driving mileage is at its lowest; use your car only when absolutely necessary
• Car pool whenever you can, you will be saving not only on insurance but also on fuel.
• Be a good driver; accidents and tickets will affect your rates
• Carefully choose the type of car you drive.  Insurance is already going to be rated on college students by their age and locale.  A car with higher safety ratings will have lower premiums than a sports car.

Serenity Insurance offers affordable, low cost, competitive rates on car insurance for College Students. 

Call us toll free – 1-800-774-0520 to obtain a car insurance quote for college students or complete our online Car Insurance Quote request form.

Technorati Tags: car insurance, Cheap Car Insurance

Finding cheap car insurance for teen drivers is usually found with non-standard or high-risk providers.  That doesn’t necessarily mean that this insurance is excessively more expensive, it just means that the services provided by these carriers, and the tiers of coverage provided may not be the same as the preferred carriers.

So how do parents go about getting cheap car insurance for an 18 year old? There are a few things that you can do, which will eventually help in reducing premium costs.  For starters, make sure your teenager is well aware of the benefits of a clean driving record. He or she must know that piling up traffic tickets or mixing drinking and driving will have a negative impact on his or her chances of lower rates.  Next, give your teenager a solid car that will ensure safety rather than admiration.  Being low on mileage driven will also help. Less driving means less risk to insurance service providers, so ask your teenager to use the car wisely. Signing up for courses on safe driving will also help in getting cheap car insurance 18 year olds.

Ask for a quote from a broker or independent agent.  You will be able to compare rates and coverage without doing a lot of comparison shopping at individual insurance companies and the broker will generally point you towards the best rate that they have.

Serenity Insurance offers affordable, low cost, competitive rates on car insurance for Teen Drivers. 

Call us toll free – 1-800-774-0520 to obtain a car insurance quote for your teen driver or complete our online Car Insurance Quote request form.

Technorati Tags: car insurance, Cheap Car Insurance, high risk car insurance, teen drivers

As an insurance broker representing multiple A-rated insurance companies, Serenity Insurance advises on the importance of regularly reviewing and evaluating your auto insurance needs. Drivers need to ensure they are adequately covered in event of an accident.

Before renewing your car insurance policy, be sure to mention to your Serenity agent any changes that may affect your policy. Buying a new car, moving, change of employment and commute distance, marriage, divorce, new drivers or adult children moving back home and other life changes can affect your car insurance. 

Accidents, tickets, and DUI’s can affect your car insurance rates. You may also need SR22 insurance. At Serenity, we understand customers that other car insurance companies are reluctant to help and do so confidentially.  Because we represent many insurance companies, we will search for the best SR-22 insurance rates to meet your needs.

Call us toll free today – 1-800-774-0520 or complete our Car Insurance Quote request form.

Technorati Tags: auto insurance, car insurance, mandatory auto insurance, SR-22 insurance, SR22 Insurance