Technorati Tags: auto insurance, car insurance, Cheap Auto Insurance, Cheap Car Insurance, Tom Black

Kevin,

Thanks for the reply and the birthday thing was a big surprise coming from an insurance agency!! A real nice touch I plan on staying with you even after my SR22 requirements are over (on my last 6 months) since your (my company) is the only one that has always given me clear answers to all my questions no mater how minor they were, plus being the lowest price I could find was a big help also. After getting treated so well why would I want to go anywhere else?

Tom

Technorati Tags: Birhtdays, Testimonials

Boston Herald

AG sees more uninsured

Says ruling allows companies to reject auto owners

Attorney General Martha Coakley warned yesterday that a ruling by Insurance Commissioner Nonnie Burnes will mean more uninsured drivers on state roadways.

Coakley, consumer activists and even some insurance-industry officials were taken aback by recent comments by Burnes and her staff that insurers under the new “managed competition” system can reject potential customers if they want.

Cheap Insurance

Technorati Tags: Cheap Insurance, Motorists, Uninsured, Uninsured Motorists

WHY IS AN SR-22 SO IMPORTANT?

By Tom Black
Serenity Insurance Group

An SR-22 certificate is a proof of financial responsibility. In other words, it serves basically the same purpose as the insurance ID card most drivers carry in their glove compartments.

There is one BIG DIFFERENCE between the normal auto insurance card and an SR-22. If a driver with a SR-22 stops paying for his insurance, that company is required by law to notify the licensing department of that state (DMV, DPS, DOL) and that driver’s license will be automatically suspended, usually with no warning! The result is often an additional ticket for driving while license suspended, and the driver’s insurance policy will have to be re-written, usually with another down payment, and one more point charge for the new citation.

If you have an SR-22 proof of insurance, please do whatever it takes to make your payments, so you don’t have to subject yourself to another hassle with your auto insurance.

Whether you are a preferred driver looking for cheap car insurance or a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us now toll free at 1-800-774-0520 or fill out an auto insurance quote request.

Technorati Tags: auto insurance, car insurance, Insurance, SR-22, SR22, Tom Black

Insurance Costs - Mini Cars

Explanation of these Insurance Costs Charts.

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles
Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Two-Door Models 114
Toyota Yaris 103
Hyundai Accent 110
Four-Door Models 125
Kia Rio 116
Hyundai Accent 131
Chevrolet Aveo 135
Toyota Yaris 141
Station Wagons 110
Chevrolet Aveo 96
Honda Fit 100
Kia Rio 105
Sports Models 147
Mazda MX-5 Miata convertible 82
Lotus Elise 435

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class

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Insurance Costs - Small Cars

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles

Explanation of these Insurance Costs Charts.

Small Cars
Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Two-Door Models 143
Volkswagen New Beetle convertible 73
Chrysler PT Cruiser convertible 83
Volkswagen New Beetle 85
Mini Cooper convertible 91
Mini Cooper 92
Ford Focus 112
Saturn ION Quad Coupe 120
Volkswagen Rabbit 127
Pontiac G5 135
Volkswagen GTI 136
Honda Civic 144
Chevrolet Cobalt 147
Hyundai Tiburon 196
Scion tC 205
Chevrolet Cobalt SS supercharged 209
Honda Civic Si 210
Four-Door Models 124
Volkswagen GTI 95
Honda Civic Hybrid 100
Saturn ION 105
Volkswagen Rabbit 107
Toyota Prius 108
Honda Civic 109
Toyota Corolla 116
Ford Focus 117
Hyundai Elantra 118
Nissan Versa hatchback 120
Chevrolet Cobalt 129
Nissan Versa 130
Kia Spectra 131
Suzuki Reno 131
Suzuki Forenza 131
Suzuki Aerio 132
Suzuki Aerio 4WD 133
Subaru Impreza 4WD 134
Honda Civic Si 138
Nissan Sentra 139
Mazda 3 141
Subaru Impreza WRX 4WD 275
Station Wagons 97
Dodge Caliber 4WD 66
Kia Rondo 66
Ford Focus 81
Chrysler PT Cruiser 88
Dodge Caliber 89
Chevrolet HHR 91
Pontiac Vibe 95
Suzuki SX4 4WD 98
Suzuki Forenza 99
Toyota Matrix 102
Subaru Impreza 4WD 109
Mazda 3 Mazdaspeed 114
Mazda 3 115
Kia Spectra hatchback 127
Subaru Impreza WRX 4WD 144
Sports Models 123
Pontiac Solstice convertible 84
Saturn Sky convertible 85
BMW Z4 convertible 101
Porsche Cayman 135
Mercedes SLK class convertible 136
Porsche Boxster convertible 154
Honda S2000 convertible 176

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.

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Insurance Costs - Midsize Cars

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles

Explanation of these Insurance Costs Charts.

Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Two-Door Models 118
Volkswagen Eos convertible 67
Toyota Camry Solara convertible 77
Pontiac G6 convertible 96
Chevrolet Monte Carlo 115
Toyota Camry Solara 117
Honda Accord 129
Pontiac G6 135
Mitsubishi Eclipse 154
Four-Door Models 109
Subaru Outback 4WD 72
Hyundai Azera 80
Saturn Aura 84
Chrysler Sebring 88
Hyundai Sonata 90
Toyota Camry Hybrid 93
Mercury Milan 99
Honda Accord 99
Ford Fusion 4WD 100
Volkswagen Passat 102
Volkswagen Passat 4WD 105
Volvo S40 4WD 106
Volkswagen Jetta (NEW) 106
Toyota Camry 106
Ford Fusion 108
Chevrolet Malibu 113
Kia Optima (NEW) 114
Subaru Legacy 4WD 116
Honda Accord Hybrid 118
Mazda 6 hatchback 120
Acura TSX 123
Mazda 6 124
Nissan Altima 124
Pontiac G6 126
Mazda 6 4WD 128
Mitsubishi Galant 131
Volvo S40 (NEW) 131
Nissan Maxima 136
Station Wagons 81
Subaru Outback 4WD 66
Mazda 6 85
Subaru Legacy 4WD 88
Mazda 5 90
Volvo V50 94
Chevrolet Malibu Maxx 97
Volkswagen Passat 98
Volvo V50 4WD 108
Audi A3 110
Audi A3 4WD 134
Sports Models 143
Ford Mustang Shelby GT500 55
Ford Mustang GT convertible 93
Ford Mustang convertible 101
Mitsubishi Eclipse convertible 109
Chevrolet Corvette convertible 110
Chevrolet Corvette 121
Lexus SC 430 convertible 123
Porsche 911 convertible 123
Ford Mustang 127
Ford Mustang GT 136
Porsche 911 Coupe 151
Nissan 350Z convertible 157
Mazda RX-8 176
Cadillac XLR convertible 187
Chevrolet Corvette Z06 193
Mercedes SL class convertible 196
Nissan 350Z 217
Luxury Models 129
Saab 9-5 station wagon 67
Audi A4 Quattro station wagon 4WD 74
Saab 9-3 station wagon 91
Saab 9-3 convertible 98
Lincoln MKZ 4dr 4WD 99
Saab 9-3 4dr 100
Infiniti G35 4dr 103
Lincoln MKZ 4dr 106
BMW 3 series 4dr 4WD 107
Acura TL 4dr 108
Saab 9-5 4dr 108
Lexus ES 350 4dr 111
BMW 3 series 2dr 4WD 114
Volvo S60 4dr 116
Volvo S60 4dr 4WD 117
Infiniti G35 4dr 4WD 122
BMW 3 series 4dr 126
Mercedes C class 4dr 4WD 128
Jaguar X-Type station wagon 4WD 129
Audi A4 Quattro 4dr 4WD 129
Lexus IS 350 4dr 130
Acura 3.5 TL 4dr 132
Mercedes CLK class convertible 148
Lexus IS 250 4dr 149
Mercedes C class 4dr 152
Jaguar X-Type 4dr 4WD 153
Audi A4 4dr 156
BMW 3 series 2dr 161
Lexus IS 250 4dr 4WD 168
Audi S4 Quattro 4dr 4WD 186
Infiniti G35 2dr 190
Mercedes CLK class 2dr 190
Volvo S60 R 4dr 4WD 201

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.

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Insurance Costs - Large Cars

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles

Explanation of these Insurance Costs Charts.

Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Four-Door Models 92
Mercury Montego 67
Mercury Montego 4WD 68
Ford Five Hundred 4WD 69
Buick Lucerne 72
Ford Five Hundred 72
Buick LaCrosse 72
Chrysler 300 4WD 79
Chevrolet Impala 86
Ford Taurus 93
Toyota Avalon 96
Chrysler 300 96
Kia Amanti 100
Chrysler 300 HEMI 4WD 100
Chrysler 300 HEMI 102
Pontiac Grand Prix 103
Dodge Charger 129
Dodge Charger HEMI 136
Station Wagons/Minivans 85
Dodge Caravan 68
Dodge Magnum 4WD 93
Dodge Magnum HEMI 108
Dodge Magnum 112
Dodge Magnum HEMI 4WD 118
Sports Models 214
Jaguar XK convertible 165
Aston Martin DB9 225
Luxury Models 138
Volvo V70 station wagon 4WD 77
Volvo V70 station wagon 79
BMW 5 series 4dr 4WD 94
Volvo C70 convertible 100
Cadillac DTS 4dr 104
Audi A6 4dr 109
Jaguar XJ series 4dr 112
Audi A6 Quattro 4dr 4WD 114
Audi A6 4WD station wagon 115
Infiniti M35 4dr 123
Acura 3.5 RL 4dr 4WD 125
Infiniti M35 4dr 4WD 126
Lexus GS 350 4dr 4WD 126
Mercedes E class station wagon 4WD 134
Mercedes E class 4dr 4WD 135
Lexus GS 350 4dr 139
Mercedes E class 4dr 140
Jaguar S-type 4dr 142
BMW 530 XiT 4WD station wagon 143
Cadillac CTS 4dr 143
Cadillac STS 4dr 2WD/4WD 144
BMW 5 series 4dr 161
Mercedes E class station wagon 162
Infiniti M45 4dr 162
Cadillac STS V8 4dr 2WD/4WD 172
Jaguar XJR 4dr 189
Lexus GS 430 4dr 194
BMW 6 series convertible 201
Mercedes CLS class 4dr 212
Jaguar XJ series 4dr LWB 218
BMW 6 series 2dr 223
Cadillac CTS-V 4dr 236
Lexus GS 450h Hybrid 4dr 243
Mercedes CL class 2dr 257
BMW M5 4dr 317

LWB = Long Wheelbase

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.

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Insurance Costs - Very Large Cars

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles

Explanation of these Insurance Costs Charts.

Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Four-Door Models 74
Mercury Grand Marquis 72
Ford Crown Victoria 83
Station Wagons/Minivans 68
Buick Terraza 62
Dodge Grand Caravan 63
Honda Odyssey 63
Saturn Relay 63
Chrysler Town & Country LWB 65
Ford Freestar 66
Chevrolet Uplander 68
Chrysler Town & Country SWB 70
Kia Sedona 72
Hyundai Entourage 73
Chevrolet Uplander SWB 76
Mercury Monterey 77
Toyota Sienna 78
Toyota Sienna 4WD 79
Nissan Quest 86
Luxury Models 158
Lincoln Town Car 4dr 95
Lexus LS 460 4dr 112
Lincoln Town Car 4dr LWB 139
Mercedes S class 4dr LWB 4WD 151
BMW 7 series 4dr 157
Audi A8 Quattro 4dr 4WD 158
BMW 7 series 4dr LWB 166
Audi A8L Quattro 4dr 184
Mercedes S class 4dr LWB 207
Lexus LS 460 L 4dr 218
Bentley Continental Flying Spur 4dr 4WD 239
Bentley Continental GT 2dr 266
Maserati Quattroporte 4dr 429

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.

Technorati Tags: auto insurance, car insurance, Cheap Auto Insurance, Cheap Car Insurance, Costs, Insurance, Insurance Costs

Insurance Costs - Pickups

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles

Explanation of these Insurance Costs Charts.

Make Model
Relative Average Loss Payment
Per Insured Vehicle Year

SMALL PICKUPS
Two-Door Models 95
GMC Canyon 74
GMC Canyon 4WD 77
Toyota Tacoma 4WD 88
Toyota Tacoma 91
Chevrolet Colorado 94
Ford Ranger 101
Chevrolet Colorado 4WD 106
LWB = Long Wheelbase, SWB = Short Wheelbase
Ford
Ranger 4WD
112
Mazda B 114
Two-Door Plus Models 99
Dodge Dakota club 4WD 79
GMC Canyon ext. 80
Dodge Dakota club 83
Chevrolet Colorado ext. 4WD 88
Mazda B plus 90
Mitsubishi Raider ext. cab 91
GMC Canyon 4WD ext. 97
Chevrolet Colorado ext. 97
Ford Ranger supercab 99
Toyota Tacoma xtra 4WD 102
Toyota Tacoma xtra 104
Nissan Frontier king 105
Ford Ranger supercab 4WD 112
Nissan Frontier king 4WD 113
Mazda B plus 4WD 130
Four-Door Models 96
Dodge Dakota quad 81
Dodge Dakota quad 4WD 83
Nissan Frontier crew LWB 4WD 87
Nissan Frontier crew LWB 88
Chevrolet Colorado crew 4WD 88
GMC Canyon crew 90
Toyota Tacoma double long bed 4WD 92
GMC Canyon 4WD crew 94
Toyota Tacoma double long bed 96
Chevrolet Colorado crew 97
Toyota Tacoma double 101
Nissan Frontier crew 103
Mitsubishi Raider double cab 103
Toyota Tacoma double 4WD 109
Nissan Frontier crew 4WD 112
Mitsubishi Raider double cab 4WD 115

LARGE PICKUPS
Two-Door Models 83
Chevrolet Silverado 1500 4WD 70
Ford F-150 4WD 76
Ford F-150 77
Chevrolet Silverado 1500 4WD (NEW) 78
Chevrolet Silverado 1500 80
GMC Sierra 1500 4WD 80
GMC Sierra 1500 82
Dodge Ram 1500 90
Dodge Ram 1500 4WD 94
Chevrolet Silverado 1500 (NEW) 124
Two-Door Plus Models 84
Ford F-150 supercab 4WD 72
LWB = Long Wheelbase
Chevrolet Silverado 1500 ext. 4WD 73
GMC Sierra 1500 ext. 4WD (NEW) 73
GMC Sierra 1500 ext. (NEW) 75
GMC Sierra 1500 ext. 4WD 78
Ford F-150 supercab 82
Chevrolet Silverado 1500 ext. 4WD (NEW) 84
Chevrolet Silverado 1500 ext. 90
GMC Sierra 1500 ext. 94
Chevrolet Silverado 1500 ext. (NEW) 108
Nissan Titan king 4WD 115
Nissan Titan king 121
Four-Door Models 87
Chevrolet Silverado 1500 crew 4WD (NEW) 70
Toyota Tundra double 4WD 74
Chevrolet Silverado 1500 crew 4WD 74
Toyota Tundra crew max 75
Ford F-150 supercrew 4WD 76
GMC Sierra 1500 crew 4WD (NEW) 77
GMC Sierra 1500 crew 4WD 79
Ford F-150 supercrew 81
Lincoln Mark LT crew cab 82
Dodge Ram 1500 mega cab 4WD 82
GMC Sierra 1500 crew 84
Dodge Ram 1500 quad 87
Chevrolet Silverado 1500 crew (NEW) 89
Dodge Ram 1500 quad 4WD 90
Chevrolet Silverado 1500 crew 91
Dodge Ram 1500 mega cab 92
Toyota Tundra double 92
Toyota Tundra crew max 4WD 100
Lincoln Mark LT crew cab 4WD 104
GMC Sierra 1500 crew (NEW) 105
Nissan Titan crew 4WD 109
Nissan Titan crew 117

VERY LARGE PICKUPS
Two-Door Models 82
Ford F-250 60
Ford F-250 4WD 67
GMC Sierra 2500 4WD 68
Chevrolet Silverado 2500 4WD 75
Ford F-350 4WD 86
Dodge Ram 2500 4WD 92
Dodge Ram 2500 93
GMC Sierra 2500 95
Chevrolet Silverado 2500 99
Chevrolet Silverado 3500 4WD 131
Dodge Ram 3500 4WD 131
Two-Door Plus Models 85
GMC Sierra 2500 ext. 4WD 71
Ford F-350 supercab 78
Chevrolet Silverado 2500 ext. 79
GMC Sierra 2500 ext. 84
Ford F-250 supercab 4WD 85
Chevrolet Silverado 2500 ext. 4WD 87
GMC Sierra 3500 ext. 4WD 88
Chevrolet Silverado 3500 ext. 4WD 94
Ford F-250 supercab 95
Ford F-350 supercab 4WD 107
Four-Door Models 95
Chevrolet Silverado 2500 crew 79
Chevrolet Silverado 2500 crew 4WD (NEW) 79
Dodge Ram 3500 mega cab 85
Ford F-250 supercrew 88
Chevrolet Silverado 2500 crew 4WD 90
GMC Sierra 2500 crew 4WD 92
Dodge Ram 2500 quad 4WD 92
GMC Sierra 3500 crew 93
Ford F-250 supercrew 4WD 94
Chevrolet Silverado 3500 crew 95
Dodge Ram 2500 quad 95
Dodge Ram 3500 quad 4WD 97
Ford F-350 supercrew 4WD 99
Dodge Ram 2500 mega cab 99
Ford F-350 supercrew 103
GMC Sierra 2500 crew 104
Chevrolet Silverado 3500 crew 4WD 107
Dodge Ram 3500 quad 108
Dodge Ram 2500 mega cab 4WD 111
Dodge Ram 3500 mega cab 4WD 111
GMC Sierra 3500 crew 4WD 114

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.

Technorati Tags: auto insurance, car insurance, Cheap Auto Insurance, Cheap Car Insurance, Costs, Insurance, Insurance Costs, pickups