Winter Driving is here, be Prepared
Wednesday, January 18th, 2012Plan for Driving in Winter Conditions
Winter is here and with it comes all kinds of winter driving conditions; fog, rain, freezing rain, ice, snow and blowing snow. As a car owner now is the time to do some preparation so you are ready for any and all conditions as best you can.
Believe it or not, one of the things you should check on is your car insurance. Some consumers increase their liability coverage during the winter because there is a better chance of being involved in an accident due to the weather. Some also add comprehensive and collision coverage if their policy allows for the same reason.
Vehicle maintenance checkups are also a good idea. You’ll need to change your oil during the winter anyway, and a good thing to ask your mechanic is whether you should run a lighter-weight oil during the winter in your area. Also have the mechanic check all your other fluids, and test your battery. Check your tires, and replace with snow tires if needed for your driving conditions.
Just in case you get stuck due to weather conditions, it is a good idea to stock some items in your trunk for emergencies such as:
- A flashlight
- Extra batteries for the flashlight
- A quart or two of motor oil
- Tools such as common screwdrivers and wrenches
- Check to make sure your tire jack is functional
- Carry a gallon of fresh water
- Blankets and pillows
- Several decent sized candles
- Snack bars
Change your driving habits in winter conditions. Don’t drive as fast as you might otherwise. Leave early for work or appointments. Rushing to get somewhere is a recipe for disaster. When traveling on crowded streets or highways, allow more room between you and the person in front of you. Use your headlights earlier in the day so people can see you coming. Try to stay calm so you can assess the situation. Remember that not all drivers have made these adjustments!
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Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer affordable auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.


