Archive for the ‘Motorcycle Insurance’ Category

Types of Motorcycles

Monday, March 22nd, 2010

Whether you’re a motorcycle enthusiast or a first-time rider, being responsible and being safe is what it’s all about;  being responsible includes having motorcycle insurance

Motorcycles have been made for a variety of purposes, but most fall into one of three categories: street bikes, off-road and dual purpose bikes. Street motorcycles are designed for being ridden on paved roads and include: cruiser, sport bike, touring, standard and scooters.

- Cruiser – This type of motorcycle is typified by the design of the American models of the 1930s through 1960s. Due to the fee-forward riding position, these models are generally more comfortable for long distance riding.

- Sport bike – Sometimes referred to as performance bikes, sport bikes emphasize speed, acceleration, deceleration and maneuverability.

- Touring – These models incorporate features designed to address the needs of long distance touring and heavy commuting riders.

- Sport Touring – Sport touring motorcycles combine the features of both sport bikes and touring models. They are designed for comfortable long distance travel with good handling and high performance.

- Scooters and Mopeds - Scooters and Mopeds are becoming more popular because of their fuel efficiency and affordability.  Scooters and Mopeds are intended for in-town commuting and short distance riding.  They are a good way to learn the feel of being on a 2-wheel device before moving up to the motorcycles.

Whether you’re a motorcycle enthusiast or a first-time rider, being responsible and being safe is what it’s all about. Being responsible includes having motorcycle insurance.

Most people rely on obtaining motorcycle insurance to protect themselves against loss in case of an accident. In many states, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, motorcycle insurance gives you peace of mind in knowing you are protected.

There are policies for scooters and mopeds also at a lower cost that provides you with similar coverage that the motorcycle insurance policy provides.

Call us toll free:  1-800-774-0520 or use our insurance quote form to obtain a motorcycle insurance quote today.

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Buying a Motorcycle and Safety Equipment

Wednesday, March 17th, 2010

Tips for Buying a Motorcycle and Motorcycle Safety Gear

Buying a Motorcycle
Before you put down the money to purchase a motorcycle, make sure you’ve done your research and asked yourself the right questions to ensure you buy the right motorcycle for your lifestyle and needs.

  • Am I an experienced rider? 
    If you are not already an experienced, licensed motorcycle rider, you will need to take a motorcycle training course and become licensed.
  • How do I intend to ride?
    The way you intend to ride will define the type of motorcycle you should consider before buying.  Are you interested in cruising the countryside in comfort? If so, you may want to look at a traditional touring bike. However, if you’re looking for speed and high performance, a sport bike may be more to your taste.

Motorcycle Safety Gear
Motorcycle safety gear is one of the most important aspects of staying safe on your motorcycle.  It can protect you in the unfortunate case of an accident.  At a minimum, we suggest that you wear the following safety gear each time you ride:

  • Jacket – either leather or Kevlar that is equipped with reinforced shoulders, back/spine and elbows.
  • Pants – made of leather or non-leather material and should also have padding, removable liners and reflective material.
  • Riding suit that boasts reflective material and armor pads with good ventilation.
  • Gloves – there are different types of gloves for warm and cold weather.  Warm weather gloves have perforated holes for airflow.  Cold weather gloves provide the same protection but are insulated.

Whether you’re a motorcycle enthusiast or a first-time rider, being responsible and being safe is what it’s all about. Being responsible includes having motorcycle insurance.

Most people rely on obtaining motorcycle insurance to protect themselves against loss in case of an accident. In many states, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, motorcycle insurance gives you peace of mind in knowing you are protected.

There are policies for scooters and mopeds also at a lower cost that provides you with similar coverage that the motorcycle insurance policy provides.

Call us toll free:  1-800-774-0520 or use our insurance quote form to obtain a motorcycle insurance quote today.

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Motorcycle Insurance Protection

Thursday, March 4th, 2010

MOTORCYCLE INSURANCE PROTECTION

Whether you’re a motorcycle enthusiast or a first-time rider out having fun, being responsible and being safe is what it’s all about. Being responsible includes having motorcycle insurance.

Most people rely on obtaining motorcycle insurance to protect themselves against loss in case of an accident. In many states, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, motorcycle insurance gives you peace of mind in knowing you are protected.

There are policies for scooters and mopeds also at a lower cost that provides you with similar coverage that the motorcycle policy provides.

Serenity Insurance can write an insurance policy in 7 minutes. Call us toll free:  1-800-774-0520 or use our insurance quote form to obtain a motorcycle insurance quote today.

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