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DUI REDUCED TO RECKLESS OR NEGLIGENT DRIVING

By Tom Black Serenity Group

Many DUI offenders have a good reason to have an attorney plead their case down to a Wet Reckless citation or a Negligent Driving ticket. Often, a person who uses a vehicle in his or her occupation will lose his or her job if convicted of a DUI. In these cases, taking the Wet Reckless or Neg Driving makes sense.

The insurance industry looks at these tickets differently. Most companies try to base their rates on actuarial science; that is, the odds of accidents happening within certain driving groups or age classifications.

The companies that insure DUI offenders and provide SR-22 certificates charge more premiums for the “lesser” violations of Wet Reckless or Negligent Driving than a DUI. They are assuming that these drivers are more likely to have a serious accident than a DUI offender.

Be aware of the upside and downside of your decisions after you are arrested.

Whether you are a preferred driver looking for cheap car insurance or a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Do you need affordable car insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us now toll free at 1-800-774-0520 or fill out an car insurance quote request.

A DUI, OR A WET RECKLESS, OR A NEGLIGENT DRIVING?

Tom Black
Serenity Insurance Group

When we find ourselves forced to make a decision to fight the DUI charge and have an attorney try to plea to a different charge, we need to keep certain things in mind.

Many people have a specific reason to avoid the DUI charge. Some will want to do anything to avoid the DUI charge on their records. This may be for several reasons, employment record or to qualify for certain life or disability insurance policies. Regardless of the final disposition, the driver is going to have to file an SR-22 filing with the state licensing authority (DMV, DPS, and DOL).

Here is the surprise: Most insurance companies CHARGE MORE PREMIUM FOR A WET RECKLESS CITATION OR A NEGLIGENT DRIVING TICKET THAN A DUI! Can you believe it? You can generally get lower cost insurance with a DUI than the Reckless Driving or Negligent Driving.

The reason is simple. Insurance companies set rates based on statistical data. More Reckless and Negligent Drivers get in accidents than DUI offenders

Although any one of these citations is difficult, please think twice about the outcome of a “reduced plea”, as it will generally be more expensive when you try to keep your auto insurance costs low.

Treatment Center Profiles - Alcoholism and Drug Dependence Treatment Centers

The National Council on Alcoholism and Drug Dependence - Orange County (NCADD-OC) is a non-profit, community-based organization that provides professional resources on alcohol, tobacco, and drug-related issues. For 50 years, they have provided high-quality programs and services aimed at improving the quality of life for the residents of Orange County.

Since their establishment in July 1957, they have provide high-quality programs and services aimed at improving the quality of life for the residents of Orange County. Their California State licensed Drinking Driver Programs offer educational classes available in multiple languages including English, Spanish, Chinese, Vietnamese, Cambodian, and Korean in order to cater to the needs of our diverse community.

Two locations are at:

Irvine Spectrum Office (405 and 5 freeway split)

5 Mason #150
Irvine, CA 92618

Phone: 949.770.1191
Fax: 949.770.4660

Santa Ana Office:

1631 N. Bristol Street #300
Santa Ana, CA 92706

Phone: 714.835.4252
Fax: 714.560.1680

For more information please visit them on the Internet at National Council on Alcoholism and Drug Dependence