Auto Insurance and SR22 Insurance - Cheap Auto Insurance for High Risk and Preferred Drivers SR-22 SR 22 Car Insurance low cost auto insurance affordable auto insurance

The SR22 Form for DUI insurance is not the same as the Cirrus SR22.  That SR22 is an airplane.

 Here is some news about the other SR 22

Four Killed In Minnesota SR22 Crash

By Mary Grady, News Writer, Editor

A Cirrus SR22 was on its second try to land at the Faribault airport in southern Minnesota on Sunday afternoon when it flipped over and burst into flames by the side of the runway. All four on board were killed.

More here:  http://www.avweb.com/avwebflash/news/CirrusSR22_Crash_FaribaultMinnesota_196677-1.html

Officials tout ignition interlock system for repeat DUI offenders

By Mark Leberfinger, mleberfinger at altoonamirror.com

POSTED: October 26, 2007

HOLLIDAYSBURG — About 200 drivers across the region go through a similar ritual every day.

They open their vehicle’s door, sit down, put the key in the ignition and blow into a tube. The vehicle won’t start if alcohol is detected on the driver’s breath.

That precaution, known as ignition interlock, is in place because each of the drivers is a repeat drunken driving offender.

Officials from PennDOT, state police, the Pennsylvania DUI Association and the Blair County DUI Task Force demonstrated the ignition interlock system Thursday at the PennDOT garage on North Juniata Street.

A judge doesn’t mandate the interlock system for a DUI conviction; PennDOT does under state law.

Not only do drivers have to use the interlock system for a year, they also pay for the cost of installing, monitoring and maintaining the system in their vehicles. The costs are about $1,000 each, Cathy Tress of the DUI Association said.

 More here: http://www.altoonamirror.com/page/content.detail/id/501245.html?nav=742

Keeping Your SR-22 Active

Keeping the SR22 on-file and active with the state (DMV, DPS, DOL) is essential for keeping your driver’s license.

When an SR-22 insurance policy cancels for any reason, the SR22 is cancelled with the state and the driver’s license is immediately suspended.

Paying your monthly premium on-time, or even early, keeps the state from receiving negative notification about the SR-22.

Paying the renewal bill as early as five to ten days in advance helps in many states where the DMV watches for lapses at renewal time.

Steve Baumann
Customer Service Manager
Serenity Insurance

Sample SR-22 Form

This sample SR-22 form for the state of CA is what your insurance agent may issue for you as proof of auto liability coverage to meet the sate requirements for an SR-22. This form is what you need to present to the DMV to reinstate your driving privileges along with your reinstatement fee.

An SR-22 may be required of you if you are arrested and/or convicted of a DUI/DWI, Negligent Driving, or perhaps a “Wet Wreckless” and who are in a program and who want to get their driving privileges back.

To get your driver’s license back after your arrest or conviction you must do these 3 things:

1. Pay a re-issue fee

2. Show proof of financial responsibility (SR-22)

3. Show proof of enrollment in an approved DUI program.

Proof of insurance must be kept for a term of up to three years (from the date of your suspension being over). Proof of insurance must stay active (and there is no need to keep re-submitting an SR-22) if you do not cancel the coverage or get dropped during that 3-year time frame. The insurance policy that the SR-22 is filed under must remain in effect. If for any reason the policy is no longer in force the insurance company is REQUIRED by law to notify the DMV. This may result in IMMEDIATE suspension of your driving privileges and another re-issue fee by the DMV.

An SR-22 is a special document provided by an insurance company that shows proof of active auto insurance. This document is usually required of people who have had major traffic violations or accidents without auto insurance. An SR-22 is different than the insurance card most people carry in their glove compartment. If a driver with an SR-22 lets his or her insurance lapse, the insurance company that issued the SR-22 filing is required to notify the state (DMV, DPS, DOL). This notification usually triggers an automatic and immediate driver’s license suspension.