Drivers Facing DUI and DWI Charges Commonly Ask ”What Happens Next?”

Nearly every day we read or hear news reports about celebrities or well known executives getting news exposure for alcohol related offenses such as receiving a DUI, DWI, having an alcohol related auto accident or much worse, having an accident involving death.  Just this week, a Sports Exec, a State Senator and a Police Chief made news for being charged with a DUI-related offenses. The events following a DUI/DWI are stressful and intimidating enough and those in the spotlight tend to get more than their fair share of exposure:

Yankees executive Mark Newman charged with DUI in Tampa (Source: http://www.usatoday.com/sports/baseball/al/2010-03-09-828961517_x.htm)

State Senator Roy Ashburn nabbed on DUI charges (Source: http://www.kvsun.com/articles/2010/03/09/news/doc4b96a167e8a2e702017278.txt)

Tuscumbia Police Chief Tony Logan Found Guilty of DUI (Source: http://www.timesdaily.com/article/20100310/NEWS/100319994/1011/NEWS?Title=Logan-found-guilty-of-DUI)

County clerk facing DUI charge asks for jury trial (Source: http://www.ktul.com/news/stories/0310/714584.html)

You don’t hear much about the average citizens’ traffic offenses unless their DWI/DUI offenses are sensational enough to make the news.  In recent days, we found multiple news articles citing DUI/DWI’s by ordinary citizens:

Central Park Horse-Drawn Carriage Driver Fined for DUI (Source:  http://www.dnainfo.com/20100310/central-park/central-park-horsedrawn-carriage-driver-fined-for-dui)

School bus driver arrested for DUI on the job (Source: http://www.suntimes.com/news/24-7/2095524,bus-driver-dui-students-031010.article)

Rehoboth Beach woman charged with fourth DUI (Source: http://www.ktul.com/news/stories/0310/714584.html)

Wrong-way driver charged with DWI in NC (Source: http://www.reflector.com/state-news/wrong-way-driver-charged-dwi-nc-26515)

Regardless of how a driver, famous or ordinary is put into the position of defending themselves or dealing with penalties in court, they all will most invariably require an  SR-22 insurance filing.

The question many drivers in trouble face is, “What happens next?” We have put together a The DUI Survival Guide to help drivers in trouble by a Drunk Driving Arrest. Should you find yourself in similar circumstances, Serenity Insurance offers confidential, understanding agents who can assist you with your SR-22 insurance needs. Serenity Insurance understands customers that other car insurance companies are reluctant to help. 

Call us toll free today – 1-800-774-0520 or complete our Car Insurance Quote request form.

Technorati Tags: Drunk Driving, DUI, DWI, Mark Newman, Roy Ashburn, SR-22, SR-22 insurance, SR22 Insurance

Evaluate your Auto Insurance Policy

As an insurance broker representing multiple A-rated insurance companies, Serenity Insurance advises on the importance of regularly reviewing and evaluating your auto insurance needs. Drivers need to ensure they are adequately covered in event of an accident.

Before renewing your car insurance policy, be sure to mention to your Serenity agent any changes that may affect your policy. Buying a new car, moving, change of employment and commute distance, marriage, divorce, new drivers or adult children moving back home and other life changes can affect your car insurance. 

Accidents, tickets, and DUI’s can affect your car insurance rates. You may also need SR22 insurance. At Serenity, we understand customers that other car insurance companies are reluctant to help and do so confidentially.  Because we represent many insurance companies, we will search for the best SR-22 insurance rates to meet your needs.

Call us toll free today – 1-800-774-0520 or complete our Car Insurance Quote request form.

Technorati Tags: auto insurance, car insurance, mandatory auto insurance, SR-22 insurance, SR22 Insurance

SR22 Insurance

Kimberlee from Washington State sent a letter saying, “I would like to thank you for your professionalism and compassion in working with me over the last couple of years.  With the situation of me having to apply for SR22 insurance at the age of 54, needless to say I was humiliated.  You were always cheerful, helpful and courteous. Thank you very much.”

Technorati Tags: SR22, SR22 Insurance, Washington, Washington SR22, Washington State

FAST Online SR22 Filings, With Access to 16 Insurance Companies!

Reinstate Your Drivers License Immediately With an SR22!

To Learn More about SR22 Filings, who needs them, and how to get a quick quote on an SR22 filing to reinstate your driving privileges, visit our SR22 Form. Request an SR22 and we can issue your filing the SAME DAY!

Technorati Tags: Cheap Auto Insurance, Cheap Insurance, SR-22, SR22, SR22 Filings

The Buffalo News reports that DWI Offenders are less likely to re-offend when alcohol monitoring ankle bracelets are used.

Bracelets working as DWI deterrent Alcohol detectors surpassing hopes
By Patrick Lakamp NEWS STAFF REPORTER

Authorities a year ago started putting ankle bracelets on chronic drunken drivers to tell if they have had a drink.

Now the initial results are in, and the experiment has worked better than judges and anti-DWI advocates expected.

“We’ve gotten much better results than we dreamed,” said Buffalo City Judge Patrick M. Carney, who oversees the Erie County cases.

None of the 61 offenders was arrested again for drunken driving during the program’s first year in Buffalo and Niagara Falls courtrooms. Only a handful tampered with the monitoring device or were caught consuming alcohol, according to a preliminary report.

The report found that offenders:

• Tampered with the bracelets or failed to show up in court six times.

• Failed four drug tests out of 215 given.

• Fully passed unannounced breath tests during probation home visits.

• Showed up at 95 percent of 1,007 scheduled individual treatment visits and 2,420 group counseling sessions.

• Attended 3,330 support group meetings sponsored by Alcoholics Anonymous, Narcotics Anonymous or some other group.

If you have been convicted of a DWI or DUI and get the opportunity for a fresh start, take advantage of the monitoring programs and when you are clean and sober and ready to drive again, be sure to contact Serenity Group for you SR22 Insurance Needs.

1-800-546-5470

Cheap Car Insurance

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WHY IS AN SR-22 DIFFERENT THAN THE INSURANCE CARD I NOW CARRY?

UNLIKE A NORMAL INSURANCE ID CARD, THE SR-22 IS PROOF TO THE STATE MOTOR VEHICLE DEPARTMENT THAT THE OFFENDER IS COMPLYING WITH THE COURT ORDERED FINANCIAL RESPONSIBILITY OR INSURANCE. IF A PERSON REQUIRED TO CARRY AN SR-22 LETS THE INSURANCE LAPSE FOR ANY REASON, THE INSURANCE COMPANY MUST NOTIFY THE STATE OF THIS LAPSE. THE STATE WILL THEN AUTOMATICALLY SUSPEND THE DRIVER’S LICENSE WITH NO NOTICE.

More on SR22 here

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WHAT IS AN SR-22?

AN SR-22 IS A DOCUMENT SHOWING PROOF OF FINANCIAL RESPONSIBILITY, OR PROOF OF INSURANCE. THIS DOCUMENT IS GENERALLY ORDERED BY STATE MOTOR VEHICLE DEPARTMENTS (DMV, DOL, DPS, ETC) FOR PEOPLE WHO HAVE HAD SERIOUS OR FELONY MOTOR VEHICLE CITATIONS.

THESE FILINGS ARE USUALLY MANDATED FOR DUI, FELONY DUI, AND AT-FAULT MOTOR VEHICLE ACCIDENTS WITHOUT AUTO INSURANCE.

AN SR-22 IS NOT AUTO INSURANCE, BUT SIMPLY PROOF OF AUTO INSURANCE.

Technorati Tags: auto insurance, car insurance, SR-22, SR22

According to the State of Colorado, an SR22 is a rider to an insurance policy. The Colorado State Department of Revenue states that in order to get your license back after having certain suspensions or revocations, or to keep from getting your license suspended you may have to file the SR22 form.

They go on to declare that the way you “file” a form SR22 in Colorado, as well as in many other states, is by going to an insurance agent and buying liability insurance and asking the agent to include the SR22 form.

Once the liability insurance and the SR22 have been bought, the form gets filed with the Colorado Motor Vehicle Division. You can bring it down yourself. Not all insurance companies have this form.

The Colorado SR22 site states that the form itself is not an insurance policy but a guarantee by the insurance company that you will keep insurance in effect for a certain period. If you don’t keep the Colorado SR22 current, the insurance company will notify the Motor Vehicle Division in Colorado. Once the Colorado Motor Vehicle Division has been notified that the Colorado SR22 is no longer in effect, but is still required, Motor Vehicle will suspend your license for that reason alone.

If you decide to change insurance companies, you need to get a new Colorado SR22 filed before the old one goes out of effect.

If you need a quotation for a Colorado SR22 call 1-800-774-0520 or fill out our simple form.

Technorati Tags: Colorado, Colorado SR22, SR22

Have you ever looked at your auto insurance policy?

When we purchase auto insurance, most of us are looking for cheap auto insurance, or the lowest rate. Of course, we all want to get the most insurance we can for the least amount.

However, an informed buyer is a far smarter insurance client. If you think you got a better deal because you paid less than someone else, be careful. Auto insurance is coverage and protection, and that can vary widely from policy to policy.

LIABILITY-Covers you if you are sued as a result of an at-fault accident-do you have enough coverage to protect your assets?

UNINSURED MOTORIST COVERAGE-pays for medical bills, loss of earnings, even funeral cost if you are injured by a driver with no insurance.

MEDICAL PAYMENTS-this coverage takes care of medical bills, regardless of who is at fault, resulting from a collision, even if you are a pedestrian.

PHYSICAL DAMAGE-Usually referred t as Comprehensive and Collision. This coverage will respond to fix your car in the event of a collision or other peril that may happen. Vandalism and theft, flood and hitting an animal are considered other than collision. Often these two coverages have different deductibles (the amount you must pay before the coverage responds). Often a higher deductible will result in a cheaper rate.

There are other considerations in choosing a good policy. Please be sure you understand who is covered on the policy. Is anyone excluded?

All auto policies have territorial limits, so please be aware. Most policies let you drive in the U.S. and Canada, but not Mexico. If you drive there, you must purchase special insurance for Mexico.

Remember, a smart buyer is an informed buyer. Don’t be afraid to ask any questions when buying your auto insurance, even for SR-22’s

By Tom Black
Serenity Insurance Group

Whether you are a preferred driver looking for cheap car insurance or a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us now toll free at 1-800-774-0520 or fill out an auto insurance quote request.

Technorati Tags: Cheap Auto Insurance, Purchase Auto Insurance, Tom Black

WHY IS AN SR-22 SO IMPORTANT?

By Tom Black
Serenity Insurance Group

An SR-22 certificate is a proof of financial responsibility. In other words, it serves basically the same purpose as the insurance ID card most drivers carry in their glove compartments.

There is one BIG DIFFERENCE between the normal auto insurance card and an SR-22. If a driver with a SR-22 stops paying for his insurance, that company is required by law to notify the licensing department of that state (DMV, DPS, DOL) and that driver’s license will be automatically suspended, usually with no warning! The result is often an additional ticket for driving while license suspended, and the driver’s insurance policy will have to be re-written, usually with another down payment, and one more point charge for the new citation.

If you have an SR-22 proof of insurance, please do whatever it takes to make your payments, so you don’t have to subject yourself to another hassle with your auto insurance.

Whether you are a preferred driver looking for cheap car insurance or a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us now toll free at 1-800-774-0520 or fill out an auto insurance quote request.

Technorati Tags: auto insurance, car insurance, Insurance, SR-22, SR22, Tom Black