Cheap Auto Insurance and Cheap Insurance for SR22 » SR22 Form

Ashley from S. Carolinia gets first insurance

Steve — Wed, 30 Jun 2010 18:51:09 +0000

I just wanted to let you know that SHANNON DEWITT is awesome! The whole process of finding insurance for the first time and it also involving the SR22 was a nightmare until I found Serenity! Shannon was so patient, friendly, and informative. We got the whole process done quickly and easily!

Soo happy and relieved! Give her a raise- good costumer service is hard to come by!!

Thanks so much!!

Ashley

South Carolina

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Ashley was getting her first car insurance policy and also required an SR22 to be filed for her. She had not had good experiences elsewhere but Serenity Insurance took care of getting her a policy and filing the SR22 for her.

Have you had a DUI or other driving offense that required SR22 and/or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Technorati Tags: car insurance, SR-22, SR22

Job well-done, from Pauline in Texas

Steve — Fri, 14 May 2010 19:02:11 +0000

I called earlier asking for information about the SR22 insurance. I would like to say that it was a job well done by your representative Jason Moore. Before I asked any of my questions he gave me all the answers. This is the type of person we need working for our companies because it keeps people coming back. This means that if anyone asks me if I could recommend a company I would give them Jason’s phone number. I also think that upper management is doing their jobs by empowering their workers and it is definitely showing in customer service.

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Pauline had lots of questions about the SR22 filing process. The DMV is not always able to take the time to explain what the SR-22 form is and what is required in order to get their drivers license active once the auto insurance policy is purchased. The State of Texas is very strict in regards to the financial responsibiliy and failure to provide proper proof of insurance can result in severe penalties. Jason was able to give her all the information and put her at ease about the SR-22 process.

Have you had a driving offense that requires an SR22 to be filed with your auto insurance? Serenity Insurance can help – we offer car insurance in 47 states. Call us toll free today at 1+800-774-0520 or use our car insurance quote form on-line.

Technorati Tags: SR-22 form, SR22, SR22 auto insurance, SR22 filing, SR22 Insurance

Did Your Insurance Agent Do Their Job?

Steve — Wed, 21 Apr 2010 21:12:39 +0000

In this day of electronic business transactions, how can you be assured that what you asked for, and then paid for over the phone or WEB has been completed. Let’s look at the insurance business for example.

Purchasing insurance over the internet or via the telephone is very common today, especially if you need high risk insurance, SR22 or some other coverage that is not readily available at the local insurance agency. Insurance agencies that handle special types of insurance are usually not right around the corner. They are on the internet or you reach them via the telephone because they cannot have offices in every state, but choose to be readily available to every state through the internet.

Even when you purchase your car insurance policy over the internet or on the telephone, you’ll eventually have to sign the documents to show that you accept the terms of the policy underwriting and the terms of payment. In turn the agency has to agree to send your paperwork to the underwriting company for processing and issuance of the policy. How can you be sure that has been taken care of? Insurance companies are required to send you the official policy documents within 10 to 14 business days. If you have not received your documents, immediately inquire about them either with the agent who sold the policy to you or call the Underwriting Department of the company that you were written with. In the case of SR22 filings, you can call the DMV to see if the SR22 form has been filed. You can also get a copy of the Declaration Page of your insurance policy directly from the agency and it will show that the SR22 was filed.

How about payments? Have they been sent in by the agent as required? The best way to assure that your payments are going to the insurance company to pay for your monthly premium is to send or call the payment in to the insurance company directly. Do not send payments to the agent except for the initial down-payment. Once the down-payment has been used to activate your policy, all other payments should be sent directly to the insurance company. This will assure you that the money is being applied to your policy and not being misappropriated, or lost by the agent.

Most agencies are honest, hard-working and look out for your best interests. Ask questions about the agency when you are talking with them and get a feel for how long they’ve been in business, and how many customers they have. You can always ask for copies of current insurance documents, and your payment history in order to feel good about the agent you are working with.

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Serenity Insurance is an insurance broker and we write policies for several different companies. The companies that we write for are all A or A+ rated insurance companies and have been in business for over 50 years. We shop around for you in order to get you the best price for the coverage you want. Serenity has been in business as an insurance agency for over 17 years specializing in SR22 and low cost insurance. While the first payment is made with Serenity to get your policy activated, all subsequent payments go directly to the company who underwrites your policy so you are assured that your policy is in force as long as payments are made. Serenity can provide you with a copy of your SR-22 immediately, and with the all the insurance policy documents, including ID cards at the conclusion of the policy activation.

Have you had a DUI, DWI or other driving offense that required SR22 and/or non-owner car insurance? Serenity Insurance can help – we offer car insurance in 47 states. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Technorati Tags: car insurance, DUI, DWI, non-owner insurance, SR-22, SR22

Service above and beyond, Marshall in CA

Steve — Mon, 19 Apr 2010 16:53:41 +0000

I was very impressed with the prompt and courteous service I received from Shane Martin. I had been faced with a DMV inquiry regarding my California auto insurance. Shane did an outstanding job of putting my fears at ease and made sure the CA DMV was again notified about my current insurance status. I can’t say “Thank You” enough for an outstanding job by going above and beyond the call of duty to make sure my auto insurance needs are taken care of. I would highly recommend your agency to my friends as a result of your excellent service.

Thanks again, Marshall

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Marshall needed help with the CA DMV because they required proof of his auto insurance. The agent was able to quickly obtain the required information and e-mail the auto insurance information to the DMV.

Have you had a driving offense that requires an SR22 to be filed with your auto insurance? Serenity Insurance can help – we offer car insurance in 47 states. Call us toll free today at 1+800-774-0520 or use our car insurance quote form on-line.

Technorati Tags: auto insurance, CA auto insurance, CA car insurance, CA DMV, CA SR22, DMV, SR22

New Hampshire says Serenity is a pleasure to deal with

Steve — Thu, 15 Apr 2010 18:03:42 +0000

Tim from New Hampshire wrote,

You folks have been a pleasure to deal with. As you well know, those of us who are left abandoned on your doorstep, are never in a point in their lives where everything is great….at least in my case, life was not as I had imagined it would be at that particular moment!….With daunting obstacles in my way trying to return to ‘normal’ life, somehow I found your agency, and from the very first person who answered the phone…until this moment when I opened this silly email wishing me a happy birthday, my dealings with you have been so friendly and reassuring, I can’t imagine how you exist in this world of Insurance and Finance….

Thanks so much for being there to help, and for me to be writing an insurance company for personally satisfying and truly wonderful reasons….that’s incredible…

You guys!…………………………..wow! Impressive

Regards

Tim

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Tim needed non-owner auto insurance for NH because he did not own a vehicle. This satisfied his DUI and SR22 car insurance requirements for the state of New Hampshire.

Have you had a DUI or other driving offense that required SR22 and/or non-owner car insurance? Serenity Insurance can help – we offer car insurance in 47 states. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Technorati Tags: DUI, New Hampshire auto insurance, New Hampshire car insurance, New Hampshire SR22, NH auto insurance, NH car insurance, NH DUI, NH SR22, SR-22, SR22

SR22 Insurance Requirements

admin — Thu, 08 Apr 2010 20:56:19 +0000

SR22 Insurance Requirements and SR22 Insurance Terms Defined

An SR22 Form, SR22 Certificate or SR22 Filing is also commonly referred to as SR22 Insurance and can be required for a number of reasons, depending on state requirements. SR-22, SR22 and SR 22 are the same insurance terms, just different ways to spell it.

An SR22 Form filing is in essence an endorsement added to an auto insurance policy that notifies the insured’s motor vehicle department that you are in compliance with state minimum requirements for car insurance. The SR22 form is a certification of future proof of financial responsibility. Failure to maintain proof of future financial responsibility for the required length of time may result in a loss of driving privileges and/or vehicle registration. You may obtain an SR22 from any insurance company that is licensed to conduct business in the state and has filed with the state to offer the SR-22.

SR-22 is usually required after a ticket for driving without insurance as required by state law. SR22 forms can also be required for a variety of other reasons and the most common other reasons for SR 22 insurance requirements are for the following offenses:

DUI – driving under the influence (alcohol or drugs)
DWI – driving while intoxicated
Driving without insurance
Driving with a suspended license
Driving without a license
Too many tickets
Non-appearance in court for non-driving offense
Being drunk while riding a bicycle
Being intoxicated with the car keys in your pocket or walking to the car with keys in hand
Unpaid child-support
From over-the-counter meds with alcohol in them or other prescription drugs
Driving a lawn tractor with beer in hand while keys were in the owner’s pickup with music on
Driving without lights during darkness
Revoked drivers license

Insurers are required by law to report on an SR22 insured’s policy that gets canceled, expires, lapses or is otherwise non-renewed for any reason. If you do not renew and inform your motor vehicle department of new insurance, your driver’s license can be suspended due to failure to comply with the SR-22 requirements which are known as state Financial Responsibility laws.

A judge can assign an SR22 form requirement for any reason he sees fit, and once your state’s motor vehicle department receives this information, they are the ones with the power to suspend or revoke your license.

You do not need to own a car to obtain SR22 insurance. The type of policy needed would be non-owners SR22 insurance.

Should you find yourself faced with a DUI/DWI, please visit our DUI Survival Guide for helpful information. In addition, our FAQ provides additional information about SR22.

Serenity Insurance provides SR22 insurance. Other auto insurance companies are often reluctant to serve DUI and DWI offenders or High Risk clients. Filing SR22 insurance forms has always been a large part of our business. We operate in a confidential manner to preserve the dignity and privacy of our clients.

Call us toll free today to obtain SR22 insurance: 1-800-774-0520 or fill out a car insurance quote request.

Technorati Tags: auto insurance, car insurance, DUI, DWI, SR-22, SR-22 insurance, SR22, SR22 Insurance

St. Patrick’s Day Celebrations Should Include Plan for Safe and Sober Rides

admin — Wed, 17 Mar 2010 20:59:53 +0000

Statistics reveal that St. Patrick’s Day has been the holiday with the highest percentage of alcohol-related traffic deaths

If you have plans to party on St. Patrick’s Day, make sure you include a plan for a safe and sober ride home using a designated driver or taxi.

Authorities will be out in full force today and into Thursday morning, looking for drunken drivers. The Department of Motor Vehicles says in recent years, St. Patrick’s Day has been the holiday with the highest percentage of alcohol-related traffic deaths.

This year, DUI/DWI enforcement teams will include seat belt patrols – authorities say 75 percent of impaired drivers killed annually are also not buckled up.

The question many drivers in trouble with DUI face is, “What happens next?” We have put together the DUI Survival Guide to help drivers in trouble by a Drunk Driving Arrest. Should you find yourself in similar circumstances, Serenity Insurance offers confidential, understanding agents who can assist you with your SR-22 insurance needs. Serenity Insurance understands customers that other car insurance companies are reluctant to help.

Call us toll free today – 1-800-774-0520 or complete our Car Insurance Quote request form.

Technorati Tags: DUI, DWI, SR-22, SR-22 insurance, SR22, SR22 Insurance

DUI Survival Guide Helps Drivers in Trouble by a Drunk Driving Arrest

admin — Wed, 10 Mar 2010 22:28:00 +0000

Drivers Facing DUI and DWI Charges Commonly Ask ”What Happens Next?”

Nearly every day we read or hear news reports about celebrities or well known executives getting news exposure for alcohol related offenses such as receiving a DUI, DWI, having an alcohol related auto accident or much worse, having an accident involving death. Just this week, a Sports Exec, a State Senator and a Police Chief made news for being charged with a DUI-related offenses. The events following a DUI/DWI are stressful and intimidating enough and those in the spotlight tend to get more than their fair share of exposure:

Yankees executive Mark Newman charged with DUI in Tampa (Source: http://www.usatoday.com/sports/baseball/al/2010-03-09-828961517_x.htm)

State Senator Roy Ashburn nabbed on DUI charges (Source: http://www.kvsun.com/articles/2010/03/09/news/doc4b96a167e8a2e702017278.txt)

Tuscumbia Police Chief Tony Logan Found Guilty of DUI (Source: http://www.timesdaily.com/article/20100310/NEWS/100319994/1011/NEWS?Title=Logan-found-guilty-of-DUI)

County clerk facing DUI charge asks for jury trial (Source: http://www.ktul.com/news/stories/0310/714584.html)

You don’t hear much about the average citizens’ traffic offenses unless their DWI/DUI offenses are sensational enough to make the news. In recent days, we found multiple news articles citing DUI/DWI’s by ordinary citizens:

Central Park Horse-Drawn Carriage Driver Fined for DUI (Source: http://www.dnainfo.com/20100310/central-park/central-park-horsedrawn-carriage-driver-fined-for-dui)

School bus driver arrested for DUI on the job (Source: http://www.suntimes.com/news/24-7/2095524,bus-driver-dui-students-031010.article)

Rehoboth Beach woman charged with fourth DUI (Source: http://www.ktul.com/news/stories/0310/714584.html)

Wrong-way driver charged with DWI in NC (Source: http://www.reflector.com/state-news/wrong-way-driver-charged-dwi-nc-26515)

Regardless of how a driver, famous or ordinary is put into the position of defending themselves or dealing with penalties in court, they all will most invariably require an SR-22 insurance filing.

The question many drivers in trouble face is, “What happens next?” We have put together the DUI Survival Guide to help drivers in trouble by a Drunk Driving Arrest. Should you find yourself in similar circumstances, Serenity Insurance offers confidential, understanding agents who can assist you with your SR-22 insurance needs. Serenity Insurance understands customers that other car insurance companies are reluctant to help.

Call us toll free today – 1-800-774-0520 or complete our Car Insurance Quote request form.

Technorati Tags: Drunk Driving, DUI, DWI, Mark Newman, Roy Ashburn, SR-22, SR-22 insurance, SR22 Insurance

Importance of Reviewing Your Car Insurance

admin — Mon, 08 Mar 2010 18:29:47 +0000

Evaluate your Auto Insurance Policy

As an insurance broker representing multiple A-rated insurance companies, Serenity Insurance advises on the importance of regularly reviewing and evaluating your auto insurance needs. Drivers need to ensure they are adequately covered in event of an accident.

Before renewing your car insurance policy, be sure to mention to your Serenity agent any changes that may affect your policy. Buying a new car, moving, change of employment and commute distance, marriage, divorce, new drivers or adult children moving back home and other life changes can affect your car insurance.

Accidents, tickets, and DUI’s can affect your car insurance rates. You may also need SR22 insurance. At Serenity, we understand customers that other car insurance companies are reluctant to help and do so confidentially. Because we represent many insurance companies, we will search for the best SR-22 insurance rates to meet your needs.

Call us toll free today – 1-800-774-0520 or complete our Car Insurance Quote request form.

Technorati Tags: auto insurance, car insurance, mandatory auto insurance, SR-22 insurance, SR22 Insurance

Kimberlee from Washington State

admin — Mon, 01 Dec 2008 15:30:51 +0000

SR22 Insurance

Kimberlee from Washington State sent a letter saying, “I would like to thank you for your professionalism and compassion in working with me over the last couple of years. With the situation of me having to apply for SR22 insurance at the age of 54, needless to say I was humiliated. You were always cheerful, helpful and courteous. Thank you very much.”

Technorati Tags: SR22, SR22 Insurance, Washington, Washington SR22, Washington State