An Oregon auto insurance customer sent the following note of appreciation:

Hi Ben,

Thank you for being so helpful! Please let me know if there is anything else I need to do.

Thanks again,

Jaime
OR SR22 insurance customer

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Jaime needed an Oregon car insurance policy with an SR22 filing. Jaime appreciated the help he received form Ben at Serenity.

Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Cheap SR22 Insurance in TN

TN SR22 Requirements
It is illegal in the State of Tennessee to drive a vehicle if the driver has a blood alcohol concentration (BAC) of .08 or higher. There are stricter laws for drivers of commercial vehicles (.04) and a .02 for drivers under the age of 21. The Tennessee DUI law also prohibits driving under the influence of other intoxicants such as inhalants, marijuana, amphetamines and other intoxicants.

Tennessee has an implied consent law which means that you have given your consent to be tested to determine the alcohol or drug content of your blood if stopped by an officer and he suspects that you are under the influence. First refusal to submit to the test will result in your driver’s license being revoked for a period of 1 year.

The penalties for a first time Tennessee DUI offense are as follows:

• Fine of $350 to $1,500
• Jail for a minimum of 48 hours or up to 11 months
• License suspension for 1 year
• An ignition interlock device is required if:
  - The BAC is above .15
  - A passenger under the age of 18 is in the vehicle
  - Implied Consent/Test is refused

Other possible penalties include:

• Litter pick-up for three 8-hour shifts
• Penalties for child endangerment if the passenger is under 18
• Attend an Alcohol Safety DUI School Program

The SR-22 is a proof of financial responsibility and can be required for a total of 5 years from the date of your suspension. If the SR22 is filed for a total of 3 years within the 5-year period, the DOS can cancel the SR22 provided it is not required for any other suspension. The SR22 is required for a period of 3 years for a drunk driving conviction. If the SR22 is cancelled before the required time, your driving privileges will be suspended.

The minimum requirement liability insurance coverage for the State of Tennessee is as follows:

• $25,000 for Bodily Injury Liability per person injured in an accident
• $50,000 for Bodily Injury Liability for all bodily injuries in one accident
• $15,000 for Property Damage Liability in one accident

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The information contained in the above article is intended as informational and does not constitute legal or insurance advice.  Insurance requirements in the state of Tennessee are subject to change.  Visit the Tennessee Department of Commerce and Insurance at  http://www.tn.gov/commerce/index.shtml  or the Tennessee Department of Revenue/Vehicles at http://tennessee.gov/revenue/vehicle/ for current information.

Have you had a DUI, DWI, or other driving offense that required form SR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

A Florida car insurance customer sent the following note expressing his gratitude:

Thank you so very much for your assistance today Ben!!!

I just completed the E-signature and everything is good to go. You have saved my life and taken me out of the DOG HOUSE with my wife HA!

Thank you and have a great weekend!!!

Sherman
FL auto insurance customer

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Sherman needed a Florida car insurance policy and had been having trouble find one that was reasonably priced. He was very happy with the policy that Ben was able to provide him.

Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Cheap SR22 Insurance in ID

ID SR22 Requirements
The State of Idaho has a drunk driving law that prohibits a driver to operate a vehicle with a blood alcohol concentration (BAC) of .08 or higher. There are stricter laws for drivers of commercial vehicles and also for drivers under the age of 21.

In Idaho the first conviction for a DUI is a misdemeanor and you can be sentenced to jail for no longer than 6 months. The state can also fine you up to $1,000, your driver’s license will be suspended for a minimum of 30 days and the judge can extend the suspension period longer. The list of penalties for a first time DUI in Idaho is as follows:

• Up to 6 months in jail
• Up to $1,000 fine
• License suspension for 90 to 180 days
• A restricted license is possible after 30 days
• Alcohol evaluation and treatment may be ordered

If your license is suspended for a DUI in Idaho, you will have to apply for a reinstatement with the Idaho Transportation Department. If your license was suspended for a DUI, you will be required to obtain proof of financial responsibility. Proof of financial responsibility is provided by an SR-22 filing with your liability insurance and is required for 3 years following the reinstatement of your driver’s license. An SR-22 shows the Transportation Department that you have at least the state minimum coverage for liability insurance.

The minimum required liability insurance coverage is as follows:

• $25,000 for Bodily Injury Liability for injury or death of one person
• $50,000 for Bodily Injury Liability for injury or death of two or more persons
• $15,000 for Property Damage Liability for damage to property

Law enforcement officers can ask you for proof of insurance at any time if they stop you for a traffic violation or a safety check.

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The information contained in the above article is intended as informational and does not constitute legal or insurance advice. Insurance requirements in the state of Idaho are subject to change. Visit the Idaho Department of Insurance at http://www.doi.idaho.gov/ or the Idaho Transportation Department at http://itd.idaho.gov/dmv/ for current information.

Have you had a DUI, DWI, or other driving offense that required form SR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Florida Car Insurance Customer Appreciates Outstanding Job

Lisa did an outstanding job for me today, she went over and beyond! She was very respectful and handled everything in a timely manner.

Thank you,

Chad
FL SR22 insurance customer

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Chad needed a Florida car insurance policy with an SR22 filing. Lisa got him everything he needed so he could go to the DMV next week to get his driver’s license back.

Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Warren from Colorado sent –

“Thank you for all the years of good service! I would recommend your agency to anyone!

Sincerely,

Warren
CO SR22 insurance customer

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Warren had a Colorado car insurance policy with an SR22 filing and just felt he had to say something about the good service he’s enjoyed over the years.

Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer affordable auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Cheap SR22 Insurance in SC

SC SR22 Requirements
It is against the law in South Carolina to operate a vehicle if the driver has a blood alcohol concentration (BAC) of .08 or higher. The limits are lower for drivers under the age of 21 and commercial drivers. In addition to alcohol, it is also against the law to drive under the influence of controlled substances such as cocaine, marijuana, and any other intoxicants.

South Carolina has an implied consent law that means that you agree to submit to a chemical test of your breath, urine or blood if you have been stopped by a law enforcement officer and he suspects that you are driving while under the influence of drugs or alcohol. If a driver refuses to submit to this test, the driver’s license will immediately be suspended for at least 90 days.

Multiple convictions for DUI may result in a court ordered installation of an ignition interlock device. This device would be installed on the vehicle of the convicted driver and at his expense.

DUI fines and penalties vary according to the blood alcohol content (BAC) of the driver when he’s arrested:

• with a BAC under .10
  - license suspension of 6 months
  - fine of $400
  - jail time minimum of 48 hours to a maximum of 30 days, or
  - 48 hours of public service
• with a BAC of .10 and under .16
  - license suspension 6 months
  - fine of $500
  - jail time minimum of 72 hours to a maximum of 30 days, or
  - 72 hours of public service
• With a BAC above .16
  - license suspension of 6 months
  - fine of $1,000
  - jail time minimum of 30 days to a maximum of 90 days, or
  - 30 days of public service

In addition to filing the SR 22, a reinstatement fee of $100.00 must be paid and the driver must complete a certified Alcohol and Drug Safety Action Program (ADSAP). The enrollment in ADSAP must be on file with the DMV before the driving privileges can be restored.

The minimum insurance coverage required is as follows:

• $25,000 for bodily injury for each person
• $50,000 for bodily injury for all persons in an accident
• $25,00 for property damage
• Uninsured/Underinsured motorist bodily injury of $25,000/$50,000
• Uninsured/Underinsured motorist property damage of $25,000

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The information contained in the above article is intended as informational and does not constitute legal or insurance advice.  Insurance requirements in the State of South Carolina are subject to change.  If you have questions or want more information visit the South Carolina Department of Insurance at http://doi.sc.gov/Pages/default.aspx  or the South Carolina Department of Motor Vehicles at  http://www.scdmvonline.com/DMVNew/default.aspx.

Have you had a DUI, DWI, or other driving offense that required form SR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Neilson from Illinois sent the following note about his experience working with us:

Thank you again Shannon!  This is a blessing, no more headaches about the insurance situation. You were very polite, intelligent, professional and considerate about my situation.  I cannot thank you enough!  Bless you!!

Neilson
IL SR22 insurance customer

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Neilson needed an Illinois car insurance policy with an SR22 filing and had not had good luck with some of the other agencies he had spoken with. He was very relieved after speaking with Shannon at Serenity and a large load had been lifted off of him.

Have you had a DUI, DWI, or other driving offense that required form SR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Stricter DUI Law in OK Goes into Effect

A tougher DUI law has gone into effect in the state of Oklahoma. Anyone who blows a .15 BAC on their first DUI must have an ignition interlock device installed in their vehicle for 18 months. For a second offense they will have to have the interlock device installed for 4 years if they blow a .08 or higher.

An interlock device measures the amount of alcohol in the driver’s breath. The driver has to blow into the device before he can start the car, and then periodically while driving. State governments are hoping that this additional measure will deter drivers from driving after drinking. The devices are expensive and must be paid for by the offender.

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Have you had a DUI, DWI, or other driving offense that required form SR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.

Hi Karen,

Thank you very much for the smooth process. Just signed everything. You really calmed my nerves, so thank you for your patience.

Lisa
SC SR22 insurance customer

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Lisa needed a South Carolina car insurance policy with an SR22 filing and was very nervous about the whole process.  Karen helped calm her down and got her a great price for her policy and took care of the SR22 filing as well.

Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.