New cell phone laws and your car insurance rate
Everyone knows that traffic tickets can lead to higher auto insurance rates. But did you know that driving while talking on a cell phone is now a ticketable offense in many states?
Taking the time to understand new cell phone laws can help you save money on your car insurance in 2009.
Cell Phone Laws in 2009
Although the laws vary by state, six states and Washington D.C. have laws banning the use of hand-held cell phones while driving (Insurance Institute for Highway Safety). Seventeen states and Washington D.C. have graduated licensing systems banning the use of cell phones by teens. And beginning January 1, 2009, California extended its hand-held cell phone ban to include text messaging.