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Emmanuel Counseling & Educational Services

May 10th, 2008

Emmanuel Counseling & Educational Services

Emmanuel Counseling & Educational Services is a Christ-Centered Faith Based Substance Abuse Treatment Agency Approved by the State of Washington Division of Alcohol and Substance Abuse

Philosophy Statement

Extending EMPATHY for peoples social and healthcare issues.

We view each person with COMPASSION as we would be treated.

With Integrity we HONOR all people seeking assistance for a healthy and wholesome lifestyle.

Being HONEST in the fees we charge for the quality and low cost services we render.

Promoting DIGNITY to each person that challenges the dare to think and act responsible.

Being SENSITIVE towards each person’s culture and character traits that we may assist each person to their desire to change.

Let us also be MINDFUL that each person is a creation of GOD with strengths, choices, and the will to overcome.

We will encourage personal GROWTH in each person lifestyle and relationships.

Through EDUCATION and DISCIPLESHIP each person will gain insight to seek GOD first for a continued recovery.

Emmanuel through FAITH, HOPE and COMPASSION will provide a safe and sound environment to those who walk through its doors.

Services Offered

  • DUI Assessment
  • Alcohol/Drug Information School
  • Alcohol/Drug Pretreatment
  • Outpatient Treatment
  • Intensive Outpatient Treatment
  • Relapse Prevention
  • Case Management
  • Family Counseling/Therapeutic Activities
  • Employee Alcohol/Drug Monitoring

Treatment Spectrum

ECES utilizes the Multiple Intelligences and Integration educational modality geared towards relationships with clients and their receptivity to treatment. We do this in a number of ways:

  • Treatment Group Sessions
  • Interactive Lectures
  • Individual Sessions
  • Religious Activities
  • Sober Support Group Activities
  • Client Therapeutic Activities
  • Family Interaction Activities
  • Cultural Events
  • Physical Fitness Activities
  • Drug and Alcohol Retreats

Contact Information:

Emmanuel Counseling & Educational Services

12508 Lake City Way NE, Suite 220
Seattle, Washington 98125
Phone: 206-417-2222
Fax: 206-417-2233

A DUI, OR A WET RECKLESS, OR A NEGLIGENT DRIVING?

May 1st, 2008

A DUI, OR A WET RECKLESS, OR A NEGLIGENT DRIVING?

Tom Black
Serenity Insurance Group

When we find ourselves forced to make a decision to fight the DUI charge and have an attorney try to plea to a different charge, we need to keep certain things in mind.

Many people have a specific reason to avoid the DUI charge. Some will want to do anything to avoid the DUI charge on their records. This may be for several reasons, employment record or to qualify for certain life or disability insurance policies. Regardless of the final disposition, the driver is going to have to file an SR-22 filing with the state licensing authority (DMV, DPS, and DOL).

Here is the surprise: Most insurance companies CHARGE MORE PREMIUM FOR A WET RECKLESS CITATION OR A NEGLIGENT DRIVING TICKET THAN A DUI! Can you believe it? You can generally get lower cost insurance with a DUI than the Reckless Driving or Negligent Driving.

The reason is simple. Insurance companies set rates based on statistical data. More Reckless and Negligent Drivers get in accidents than DUI offenders

Although any one of these citations is difficult, please think twice about the outcome of a “reduced plea”, as it will generally be more expensive when you try to keep your auto insurance costs low.

Motorcycle Insurance Policies

April 28th, 2008
Motorcycle Insurance Policies
Serenity Insurance Group can save clients a considerable amount of money on their motorcycle insurance policies.
Jason from Grass Valley, California was paying $2324 and now pays $936 for the same coverage.
Walter from San Rafael, California was paying $1210.80 and now pays $726 for the same coverage.
Call today to see how much we can save you on your motorcycle insurance coverage.
For a competitive Motorcycle Insurance Quotation call Serenity Group at 1-800-774-0520 or fill out a car insurance quotes request specifying the details of your motorcycle insurance needs.

Motorcycle Insurance

April 28th, 2008

Motorcycle Insurance has become a key target for Allstate

Allstate Corporation is attempting to attract motorcycle owners with the inception of a website that provides safety tips, an events calendar, and suggested scenic rides for bikers.

An advertising campaign geared towards motorcycle riders complements the site which includes ride stories from bike owners, mechanical advice, and a way to create a virtual online motorcycle.

Motorcycle sales have tripled in the last ten years, with more than seven million registrations in the United States, but Allstate has only captured a small portion of that market.

Progressive claims to be the largest motorcycle insurer in the U.S. and State Farm claims that it has about 15% of the market.

For a competitive Motorcycle Insurance Quotation call Serenity Group at 1-800-774-0520 or fill out a car insurance quotes request specifying the details of your motorcycle insurance needs.

IS THE CHEAPEST REALLY THE CHEAPEST?

April 27th, 2008

IS THE CHEAPEST REALLY THE CHEAPEST?

When we shop for auto insurance, most of us are looking for the best price or payment. Assuming all companies have the same financial rating and coverage forms (the policy), why wouldn’t we go with the cheapest price? Let’s look at how different companies with the same or better rate can actually be more expensive.

Some companies make large profits on fees charged to customers. For example, let’s say you lost your ID card. You request another from your company, and they charge you $10. Or, you may have a new car within the policy period, and add that car to your policy. Some companies charge fees for change endorsements, maybe another $10 or$15. If possible, pay your premium in as few payments as possible. Most companies charge $9 to$15 per payment. This really adds to your total insurance cost.

DID you accidentally let your policy lapse? Well, hang on to your hat! The company may demand a much larger down payment, and additionally charge you a large reinstatement fee.

Serenity Insurance Happy Birthday

April 26th, 2008
Serenity Insurance Happy Birthday

Kevin,

Thanks for the reply and the birthday thing was a big surprise coming from an insurance agency!! A real nice touch I plan on staying with you even after my SR22 requirements are over (on my last 6 months) since your (my company) is the only one that has always given me clear answers to all my questions no mater how minor they were, plus being the lowest price I could find was a big help also. After getting treated so well why would I want to go anywhere else?

Tom

Uninsured Motorists

April 24th, 2008

Boston Herald

AG sees more uninsured

Says ruling allows companies to reject auto owners

Attorney General Martha Coakley warned yesterday that a ruling by Insurance Commissioner Nonnie Burnes will mean more uninsured drivers on state roadways.

Coakley, consumer activists and even some insurance-industry officials were taken aback by recent comments by Burnes and her staff that insurers under the new “managed competition” system can reject potential customers if they want.

Cheap Insurance

WHY IS AN SR-22 SO IMPORTANT?

April 19th, 2008

 

WHY IS AN SR-22 SO IMPORTANT?

By Tom Black
Serenity Insurance Group

An SR-22 certificate is a proof of financial responsibility. In other words, it serves basically the same purpose as the insurance ID card most drivers carry in their glove compartments.

There is one BIG DIFFERENCE between the normal auto insurance card and an SR-22. If a driver with a SR-22 stops paying for his insurance, that company is required by law to notify the licensing department of that state (DMV, DPS, DOL) and that driver’s license will be automatically suspended, usually with no warning! The result is often an additional ticket for driving while license suspended, and the driver’s insurance policy will have to be re-written, usually with another down payment, and one more point charge for the new citation.

If you have an SR-22 proof of insurance, please do whatever it takes to make your payments, so you don’t have to subject yourself to another hassle with your auto insurance.

 

 

Whether you are a preferred driver looking for cheap car insurance or a high risk driver required to carry Form SR 22 insurance, Serenity Insurance can meet your needs. Do you need affordable auto insurance right now? Put us to the test! We work with a large number of companies to get the most competitive auto insurance rates for our customers.

Call us now toll free at 1-800-774-0520 or fill out an auto insurance quote request.

Insurance Costs - Mini Cars

April 19th, 2008

Insurance Costs - Mini Cars

Explanation of these Insurance Costs Charts.

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles
Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Two-Door Models 114
Toyota Yaris 103
Hyundai Accent 110
Four-Door Models 125
Kia Rio 116
Hyundai Accent 131
Chevrolet Aveo 135
Toyota Yaris 141
Station Wagons 110
Chevrolet Aveo 96
Honda Fit 100
Kia Rio 105
Sports Models 147
Mazda MX-5 Miata convertible 82
Lotus Elise 435

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class

Insurance Costs - Small Cars

April 19th, 2008

Insurance Costs - Small Cars

Collision Insurance Losses
Model Years 2005 – 2007 Passenger Motor Vehicles

Explanation of these Insurance Costs Charts.

Small Cars
Make Model
Relative Average Loss Payment
Per Insured Vehicle Year
Two-Door Models 143
Volkswagen New Beetle convertible 73
Chrysler PT Cruiser convertible 83
Volkswagen New Beetle 85
Mini Cooper convertible 91
Mini Cooper 92
Ford Focus 112
Saturn ION Quad Coupe 120
Volkswagen Rabbit 127
Pontiac G5 135
Volkswagen GTI 136
Honda Civic 144
Chevrolet Cobalt 147
Hyundai Tiburon 196
Scion tC 205
Chevrolet Cobalt SS supercharged 209
Honda Civic Si 210
Four-Door Models 124
Volkswagen GTI 95
Honda Civic Hybrid 100
Saturn ION 105
Volkswagen Rabbit 107
Toyota Prius 108
Honda Civic 109
Toyota Corolla 116
Ford Focus 117
Hyundai Elantra 118
Nissan Versa hatchback 120
Chevrolet Cobalt 129
Nissan Versa 130
Kia Spectra 131
Suzuki Reno 131
Suzuki Forenza 131
Suzuki Aerio 132
Suzuki Aerio 4WD 133
Subaru Impreza 4WD 134
Honda Civic Si 138
Nissan Sentra 139
Mazda 3 141
Subaru Impreza WRX 4WD 275
Station Wagons 97
Dodge Caliber 4WD 66
Kia Rondo 66
Ford Focus 81
Chrysler PT Cruiser 88
Dodge Caliber 89
Chevrolet HHR 91
Pontiac Vibe 95
Suzuki SX4 4WD 98
Suzuki Forenza 99
Toyota Matrix 102
Subaru Impreza 4WD 109
Mazda 3 Mazdaspeed 114
Mazda 3 115
Kia Spectra hatchback 127
Subaru Impreza WRX 4WD 144
Sports Models 123
Pontiac Solstice convertible 84
Saturn Sky convertible 85
BMW Z4 convertible 101
Porsche Cayman 135
Mercedes SLK class convertible 136
Porsche Boxster convertible 154
Honda S2000 convertible 176

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.