Texas Liability Insurance Requirements
Texas Drivers Must Have Liability Insurance or Face Large Fines
In Texas, if you want to legally operate and register a vehicle you must be financially responsible for paying for injuries or damages that may occur as a result of an automobile accident that is your fault. The way to do this is to purchase an automobile insurance policy that provides liability coverage at a minimum. The motorist would then be in compliance with the state and avoid the fines and consequences that are associated with breaking the state’s laws.
Texas takes the financial responsibility law very serious and implements quite severe penalties for any violations. There are several instances when proof of a valid policy will need to be furnished by a motorist, such as when asked for by a law enforcement officer, at the scene of an accident, at the time of vehicle registration, when getting a driver’s license or when having an automobile inspected. Failure to provide proper proof of insurance can result in a fine between $175 and $350 for a first conviction, with subsequent convictions resulting in fines ranging between $350 and $1,000, plus suspension of driving privileges and the impoundment of the car.
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